Relationships	Role	Relationship Start	Relationship End
F&M Bancorp	Parent	11/15/1996	5/31/2001
Galloway Holdings, Llc	Subsidary	11/15/1996	5/31/2001
Clc Associates, Inc.	Subsidary	11/15/1996	5/29/2001
Family Home Insurance Agency, Inc.	Subsidary	11/15/1996	5/29/2001
Home Appraisals, Inc.	Subsidary	11/15/1996	5/29/2001
Rlc Associates, Inc.	Subsidary	11/15/1996	3/1/2000
Ronald Harris Parker Associates, Inc.	Subsidary	11/15/1996	8/13/1999

Acquisitions & Mergers	Role	Assets	Acct Method	Type	Transaction Date
Farmers & Mechanics Bank	Buyer	2,023,811	Pooling of Interests	Discontinued	6/1/2001
Waynesboro Savings Association	Seller	30,198		Discontinued	10/31/1988