Efficiency Ratio Over Time
Efficiency Ratio The Fidelity Bank All Insured Commercial Banks in Maryland
03-31-2005 72.977 63.513
12-31-2004 70.533 66.675
09-30-2004 71.761 65.184
06-30-2004 74.109 63.468
03-31-2004 74.693 63.796
12-31-2003 89.625 63.855
09-30-2003 65.273 62.07
06-30-2003 63.761 61.781
03-31-2003 61.508 62.014
12-31-2002 56.285 63.249