Vitals
  • Total Assets
    1.0B 6.7 %
  • Total Deposits
    843.6M 9.3 %
  • Total Net Loans
    753.4M 10.8 %
  • Net Income
    10.8M 14.2 %
  • Book Value
    103.7M 2.8 %
  • Book Value x2
    207.4M 2.8 %
  • Book Value x3
    311.1M 2.8 %
ROAA

1.073

ROAE

10.425

Efficiency Ratio

61.91

Net Interest Margin

3.615

Balance Sheet Highlights
Financial Highlights The Farmers & Merchants State Bank All Insured Commercial Banks in Ohio
Balance Sheet $(000)
Total Assets 1,035,722 361,398
Total Net Loans 753,365 246,196
Total Deposits 843,612 299,385
Total Equity 103,702 40,120
Profitability
Net Income 10,787 3,580
Return on Average Assets 1.073 .879
Return on Average Equity 10.425 7.888
Net Interest Margin 3.615 3.69
Efficiency Ratio 61.91 68.453
Noninterest Income/Revenue 21.314 19.831
Balance Sheet Ratios
Loan-to-Deposit 89.302 76.786
Securities/Assets .194 .197
Total Equity/Total Assets .1 .111
Tangible Equity/Tangible Assets .093 .102
Capital Adequacy
Tier 1 Common Capital 100,999 37,120
Tier 1 Capital 100,999 37,403
Tier 2 Capital 7,001 2,742
Total Capital 108,000 40,139
Total Risk Weighted Assets 847,918 260,858
Leverage Ratio 9.75 10.639
Common Equity Tier 1 Capital Ratio 11.91 16.715
Tier 1 Capital Ratio 11.91 16.742
Total Capital Ratio 12.74 17.824

Timeline for The Farmers & Merchants State Bank

Knisely Bank

Acquisition: The Farmers & Merchants State Bank acquired a new subsidiary, Knisely Bank, 16 years

View Profile Dec 31 2007

Farmers & Merchants Bancorp, Inc.

Farmers & Merchants Bancorp, Inc. became a new parent organization for The Farmers & Merchants State Bank.

View Profile Jul 31 1985

The Farmers & Merchants State Bank

The Farmers & Merchants State Bank was established 127 years ago and is currently headquartered in Archbold, OH.

Apr 01 1897
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Knisely Bank Seller 46,693 Acquisition Discontinued 12/31/2007
Relationships Role Relationship Start Relationship End
Farmers & Merchants Bancorp, Inc. Parent 7/31/1985
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