Efficiency Ratio Over Time
Efficiency Ratio The Farmers & Merchants State Bank All Insured Commercial Banks in Ohio
12-31-2016 61.91 68.453
09-30-2016 62.435 68.131
06-30-2016 62.863 68.603
03-31-2016 65.929 69.73
12-31-2015 64.194 68.689
09-30-2015 64.44 68.708
06-30-2015 64.681 68.944
03-31-2015 66.46 69.571
12-31-2014 60.991 69.149
09-30-2014 61.617 68.989
06-30-2014 61.216 69.697
03-31-2014 63.551 70.77
12-31-2013 63.591 70.462
09-30-2013 64.201 70.045
06-30-2013 63.54 69.982
03-31-2013 65.107 70.935
12-31-2012 61.304 68.817
09-30-2012 60.44 68.862
06-30-2012 60.834 69.352
03-31-2012 62.757 69.596
12-31-2011 61.794 68.947
09-30-2011 64.28 69.09
06-30-2011 63.844 69.483
03-31-2011 63.735 70.069
12-31-2010 60.283 68.601
09-30-2010 60.144 68.654
06-30-2010 61.272 69.05
03-31-2010 64.233 69.944
12-31-2009 62.475 72.033
09-30-2009 63.748 72.186
06-30-2009 64.251 73.271
03-31-2009 65.13 72.558
12-31-2008 64.126 71.653
09-30-2008 64.902 70.619
06-30-2008 63.645 70.185
03-31-2008 66.357 70.777
12-31-2007 60.267 70.094
09-30-2007 61.045 70.057
06-30-2007 60.27 70.151
03-31-2007 60.903 71.158
12-31-2006 58.851 67.901
09-30-2006 58.267 67.691
06-30-2006 61.641 67.58
03-31-2006 60.831 68.21
12-31-2005 60.949 66.127
09-30-2005 61.58 65.774
06-30-2005 60.557 66.08
03-31-2005 59.898 66.852
12-31-2004 58.333 65.604
09-30-2004 57.594 64.558
06-30-2004 57.288 64.778
03-31-2004 57.845 65.45
12-31-2003 49.769 64.066
09-30-2003 49.527 63.194
06-30-2003 50.542 63.247
03-31-2003 55.967 64.269
12-31-2002 55.999 63.1