Vitals
  • Total Assets
    336.0M 6.6 %
  • Total Deposits
    266.9M 8.7 %
  • Total Net Loans
    293.3M 8.9 %
  • Net Income
    2.7M 24.0 %
  • Book Value
    36.8M 2.8 %
  • Book Value x2
    73.7M 2.8 %
  • Book Value x3
    110.5M 2.8 %
ROAA

.847

ROAE

7.501

Efficiency Ratio

63.968

Net Interest Margin

4.475

Balance Sheet Highlights
Financial Highlights The Farmers Bank Of Willards All Insured Commercial Banks in Maryland
Balance Sheet $(000)
Total Assets 336,000 804,628
Total Net Loans 293,286 615,155
Total Deposits 266,853 644,089
Total Equity 36,828 83,729
Profitability
Net Income 2,730 6,445
Return on Average Assets .847 .743
Return on Average Equity 7.501 7.02
Net Interest Margin 4.475 3.678
Efficiency Ratio 63.968 72.114
Noninterest Income/Revenue 2.722 18.691
Balance Sheet Ratios
Loan-to-Deposit 109.906 90.195
Securities/Assets .028 .114
Total Equity/Total Assets .11 .104
Tangible Equity/Tangible Assets .11 .093
Capital Adequacy
Tier 1 Common Capital 36,871 74,463
Tier 1 Capital 36,871 75,572
Tier 2 Capital 3,407 7,498
Total Capital 40,278 83,523
Total Risk Weighted Assets 271,205 632,592
Leverage Ratio 11.17 9.794
Common Equity Tier 1 Capital Ratio 13.6 12.533
Tier 1 Capital Ratio 13.6 12.687
Total Capital Ratio 14.85 13.794

Timeline for The Farmers Bank Of Willards

The Farmers Bank Of Willards

The Farmers Bank Of Willards was established 99 years ago and is currently headquartered in Willards, MD.

Jan 03 1925
Relationships Role Relationship Start Relationship End
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