Vitals
  • Total Assets
    441.5M 5.3 %
  • Total Deposits
    347.2M 5.3 %
  • Total Net Loans
    250.9M 2.2 %
  • Net Income
    5.5M -5.8 %
  • Book Value
    40.4M -2.5 %
  • Book Value x2
    80.8M -2.5 %
  • Book Value x3
    121.2M -2.5 %
ROAA

1.311

ROAE

12.651

Efficiency Ratio

69.317

Net Interest Margin

3.556

Balance Sheet Highlights
Financial Highlights The Edgar County Bank And Trust Co., Paris, Illinois All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 441,538 290,894
Total Net Loans 250,928 191,278
Total Deposits 347,221 246,407
Total Equity 40,399 31,125
Profitability
Net Income 5,509 2,670
Return on Average Assets 1.311 .919
Return on Average Equity 12.651 8.247
Net Interest Margin 3.556 3.499
Efficiency Ratio 69.317 67.9
Noninterest Income/Revenue 12.192 16.598
Balance Sheet Ratios
Loan-to-Deposit 72.268 72.669
Securities/Assets .364 .191
Total Equity/Total Assets .091 .107
Tangible Equity/Tangible Assets .085 .103
Capital Adequacy
Tier 1 Common Capital 40,498 29,670
Tier 1 Capital 40,498 29,720
Tier 2 Capital 2,398 2,112
Total Capital 42,896 31,905
Total Risk Weighted Assets 299,837 212,461
Leverage Ratio 9.38 10.62
Common Equity Tier 1 Capital Ratio 13.51 16.313
Tier 1 Capital Ratio 13.51 16.329
Total Capital Ratio 14.31 17.341

Timeline for The Edgar County Bank And Trust Co., Paris, Illinois

Sidell State Bank

Acquisition: The Edgar County Bank And Trust Co., Paris, Illinois acquired a new subsidiary, Sidell State Bank, 8 years

View Profile Aug 15 2015

The First National Bank Of Gilman

Acquisition: The Edgar County Bank And Trust Co., Paris, Illinois acquired a new subsidiary, The First National Bank Of Gilman, 14 years

View Profile Dec 12 2009

Dimond Bros. Insurance Agency, Inc.

Dimond Bros. Insurance Agency, Inc. became a new subsidiary organization for The Edgar County Bank And Trust Co., Paris, Illinois.

View Profile Sep 01 2000

Kansas State Bank

Acquisition: The Edgar County Bank And Trust Co., Paris, Illinois acquired a new subsidiary, Kansas State Bank, 26 years

View Profile Jan 30 1998

Edgar County Banc Shares, Inc.

Edgar County Banc Shares, Inc. became a new parent organization for The Edgar County Bank And Trust Co., Paris, Illinois.

View Profile Jul 31 1997

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Complete timeline for The Edgar County Bank And Trust Co., Paris, Illinois is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Sidell State Bank Seller 24,205 Acquisition Discontinued 8/15/2015
The First National Bank Of Gilman Seller 38,756 Acquisition Discontinued 12/12/2009
Kansas State Bank Seller 32,165 Pooling of Interests Discontinued 1/30/1998
Relationships Role Relationship Start Relationship End
Edgar County Banc Shares, Inc. Parent 7/31/1997
Dimond Bros. Insurance Agency, Inc. Subsidary 9/1/2000 10/31/2000
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