The Edgar County Bank And Trust Co., Paris, Illinois
Paris, IL — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
| Income Statement | The Edgar County Bank And Trust Co., Paris, Illinois | All Insured Commercial Banks in Illinois |
| Interest and Fees on Loans | 12,083 | 8,415 |
| Income from Lease Financing Receivables | 62 | 4 |
| 114 | 41 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 59 | 20 |
| Income on Loans and Leases (TE) | 12,204 | 8,470 |
| Investment Interest Income (TE) | 3,118 | 1,438 |
| Total Interest Income (TE) | 15,362 | 10,200 |
| Total Interest Expense | 1,174 | 1,041 |
| Net Interest Income (TE) | 14,188 | 9,113 |
| Non-Interest Income | 2,133 | 2,030 |
| Adjusted Operating Income (TE) | 16,321 | 11,316 |
| Non-interest Expense | 11,313 | 7,442 |
| Provision for Loan & Lease Losses | 50 | 307 |
| Pretax Operating Income (TE) | 4,958 | 3,453 |
| Pretax Net Operating Income (TE) | 5,588 | 3,554 |
| Applicable Income Taxes | 20 | 569 |
| Net Operating Income | 5,509 | 2,671 |
| Net Income | 5,509 | 2,670 |
| Cash Dividends Declared | 2,619 | 1,225 |
| Retained Earnings | 2,890 | 1,214 |