Vitals
  • Total Assets
    316.6M 2.6 %
  • Total Deposits
    254.6M 1.1 %
  • Total Net Loans
    188.5M 3.7 %
  • Net Income
    5.2M 12.1 %
  • Book Value
    39.8M 2.8 %
  • Book Value x2
    79.6M 2.8 %
  • Book Value x3
    119.4M 2.8 %
ROAA

1.647

ROAE

12.825

Efficiency Ratio

56.111

Net Interest Margin

3.648

Balance Sheet Highlights
Financial Highlights The Denison State Bank All Insured Commercial Banks in Kansas
Balance Sheet $(000)
Total Assets 316,595 161,058
Total Net Loans 188,485 97,183
Total Deposits 254,619 131,657
Total Equity 39,805 18,008
Profitability
Net Income 5,202 1,663
Return on Average Assets 1.647 .954
Return on Average Equity 12.825 8.443
Net Interest Margin 3.648 3.683
Efficiency Ratio 56.111 68.374
Noninterest Income/Revenue 15.667 15.013
Balance Sheet Ratios
Loan-to-Deposit 74.026 72.321
Securities/Assets .338 .241
Total Equity/Total Assets .126 .112
Tangible Equity/Tangible Assets .126 .109
Capital Adequacy
Tier 1 Common Capital 40,545 17,454
Tier 1 Capital 40,545 17,457
Tier 2 Capital 2,832 1,279
Total Capital 43,377 18,771
Total Risk Weighted Assets 225,279 112,595
Leverage Ratio 12.77 11.048
Common Equity Tier 1 Capital Ratio 18 16.94
Tier 1 Capital Ratio 18 16.949
Total Capital Ratio 19.25 18.109

Timeline for The Denison State Bank

Countryside Bank

Acquisition: The Denison State Bank acquired a new subsidiary, Countryside Bank, 20 years

View Profile May 15 2004

Denison Investments, Inc.

Denison Investments, Inc. became a new subsidiary organization for The Denison State Bank.

View Profile Jan 26 1996

Denison Bancshares, Inc. Of Holton

Denison Bancshares, Inc. Of Holton became a new parent organization for The Denison State Bank.

View Profile Mar 17 1979

The Denison State Bank

The Denison State Bank was established 123 years ago and is currently headquartered in Holton, KS.

Jan 01 1901
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Countryside Bank Seller 33,604 Pooling of Interests Discontinued 5/15/2004
Relationships Role Relationship Start Relationship End
Denison Bancshares, Inc. Of Holton Parent 12/28/1998
Denison Bancshares, Inc. Of Holton Parent 12/31/1995 12/27/1998
Denison Bancshares, Inc. Of Holton Parent 12/31/1992 12/30/1995
Denison Bancshares, Inc. Of Holton Parent 3/17/1979 12/30/1992
Denison Investments, Inc. Subsidary 1/26/1996 2/15/2006
Similar Organizations
Organization City State Total Assets
Northview Bank
 		Sandstone MN 322.9M
Damascus Community Bank
 		Damascus MD 314.4M
Liberty Bank
 		Alton IL 320.4M
Bank Of Ocean City
 		Ocean City MD 328.9M
Mariners Bank
 		Edgewater NJ 310.7M
Harford Bank
 		Aberdeen MD 328.9M
Choice Bank
 		Oshkosh WI 319.1M
Private Bank Of Buckhead
 		Atlanta GA 329.4M
Mechanics & Farmers Bank
 		Durham NC 310.0M
First Bank
 		Clewiston FL 309.5M