Liberty Bank
Alton, IL — Non-member Bank
Active
Vitals
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Total Assets321.2M 0.6 %
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Total Deposits271.4M 0.5 %
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Total Net Loans174.6M 5.3 %
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Net Income3.0M 113.7 %
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Book Value38.7M 4.0 %
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Book Value x277.5M 4.0 %
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Book Value x3116.2M 4.0 %
Balance Sheet Highlights
| Financial Highlights | Liberty Bank | All Insured Commercial Banks in Illinois |
| Balance Sheet $(000) | ||
| Total Assets | 321,194 | 290,894 |
| Total Net Loans | 174,627 | 191,278 |
| Total Deposits | 271,351 | 246,407 |
| Total Equity | 38,743 | 31,125 |
| Profitability | ||
| Net Income | 3,004 | 2,670 |
| Return on Average Assets | .938 | .919 |
| Return on Average Equity | 7.734 | 8.247 |
| Net Interest Margin | 3.512 | 3.499 |
| Efficiency Ratio | 60.923 | 67.9 |
| Noninterest Income/Revenue | 13.246 | 16.598 |
| Balance Sheet Ratios | ||
| Loan-to-Deposit | 64.355 | 72.669 |
| Securities/Assets | .36 | .191 |
| Total Equity/Total Assets | .121 | .107 |
| Tangible Equity/Tangible Assets | .105 | .103 |
| Capital Adequacy | ||
| Tier 1 Common Capital | 35,922 | 29,670 |
| Tier 1 Capital | 35,922 | 29,720 |
| Tier 2 Capital | 2,104 | 2,112 |
| Total Capital | 38,026 | 31,905 |
| Total Risk Weighted Assets | 212,309 | 212,461 |
| Leverage Ratio | 11.39 | 10.62 |
| Common Equity Tier 1 Capital Ratio | 16.92 | 16.313 |
| Tier 1 Capital Ratio | 16.92 | 16.329 |
| Total Capital Ratio | 17.91 | 17.341 |
Timeline for Liberty Bank
Liberty Bancshares, Inc.
Liberty Bancshares, Inc. became a new parent organization for Liberty Bank.
View Profile Apr 30 1997
Liberty Bank
Liberty Bank was established 30 years ago and is currently headquartered in Alton, IL.
Jan 24 1994| Relationships | Role | Relationship Start | Relationship End |
| Liberty Bancshares, Inc. | Parent | 4/30/1997 |
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