Vitals
  • Total Assets
    345.0M 1.8 %
  • Total Deposits
    299.7M 5.5 %
  • Total Net Loans
    277.0M 4.8 %
  • Net Income
    3.5M 144.4 %
  • Book Value
    36.5M 10.3 %
  • Book Value x2
    73.1M 10.3 %
  • Book Value x3
    109.6M 10.3 %
ROAA

1.007

ROAE

9.756

Efficiency Ratio

66.643

Net Interest Margin

3.232

Balance Sheet Highlights
Financial Highlights The Cooperative Bank All Insured Savings Banks in Massachusetts
Balance Sheet $(000)
Total Assets 345,002 761,274
Total Net Loans 277,033 592,852
Total Deposits 299,741 596,855
Total Equity 36,548 82,059
Profitability
Net Income 3,473 4,648
Return on Average Assets 1.007 .538
Return on Average Equity 9.756 4.944
Net Interest Margin 3.232 3.143
Efficiency Ratio 66.643 77.098
Noninterest Income/Revenue 21.567 14.538
Balance Sheet Ratios
Loan-to-Deposit 92.424 95.714
Securities/Assets .111 .124
Total Equity/Total Assets .106 .108
Tangible Equity/Tangible Assets .104 .106
Capital Adequacy
Tier 1 Common Capital 36,565 80,540
Tier 1 Capital 36,565 80,580
Tier 2 Capital 2,622 5,839
Total Capital 39,187 86,408
Total Risk Weighted Assets 237,928 559,688
Leverage Ratio 10.45 10.827
Common Equity Tier 1 Capital Ratio 15.37 15.478
Tier 1 Capital Ratio 15.37 15.53
Total Capital Ratio 16.47 16.563

Timeline for The Cooperative Bank

Charlestown Co-Operative Bank

Acquisition: The Cooperative Bank acquired a new subsidiary, Charlestown Co-Operative Bank, 25 years

View Profile Sep 21 1998

The Cooperative Bank

The Cooperative Bank was established 126 years ago and is currently headquartered in Roslindale, MA.

Jan 01 1898
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Charlestown Co-Operative Bank Seller 17,916 Pooling of Interests Discontinued 9/21/1998
Relationships Role Relationship Start Relationship End
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