Vitals
  • Total Assets
    132.9M 9.0 %
  • Total Deposits
    109.2M 8.9 %
  • Total Net Loans
    91.4M 13.4 %
  • Net Income
    2.1M 6.7 %
  • Book Value
    15.7M 15.0 %
  • Book Value x2
    31.3M 15.0 %
  • Book Value x3
    47.0M 15.0 %
ROAA

2.177

ROAE

19.481

Efficiency Ratio

52.002

Net Interest Margin

4.345

Balance Sheet Highlights
Financial Highlights The Commercial Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 132,928 247,607
Total Net Loans 91,350 156,011
Total Deposits 109,183 212,199
Total Equity 15,670 27,648
Profitability
Net Income 2,115 2,180
Return on Average Assets 2.177 1.008
Return on Average Equity 19.481 9.016
Net Interest Margin 4.345 4.028
Efficiency Ratio 52.002 71.784
Noninterest Income/Revenue 15.989 19.036
Balance Sheet Ratios
Loan-to-Deposit 83.667 72.795
Securities/Assets .216 .165
Total Equity/Total Assets .118 .112
Tangible Equity/Tangible Assets .118 .11
Capital Adequacy
Tier 1 Common Capital 14,774 25,721
Tier 1 Capital 14,774 25,796
Tier 2 Capital 1,095 1,898
Total Capital 15,869 27,748
Total Risk Weighted Assets 86,188 168,792
Leverage Ratio 11.26 10.74
Common Equity Tier 1 Capital Ratio 17.14 16.222
Tier 1 Capital Ratio 17.14 16.316
Total Capital Ratio 18.41 17.473

Timeline for The Commercial Bank

Tcb Bancshares, Inc.

Tcb Bancshares, Inc. became a new parent organization for The Commercial Bank.

View Profile Sep 08 1989

The Commercial Bank

The Commercial Bank was established 100 years ago and is currently headquartered in Crawford, GA.

Sep 05 1924
Relationships Role Relationship Start Relationship End
Tcb Bancshares, Inc. Parent 9/8/1989
Similar Organizations
Organization City State Total Assets
Hill Bank & Trust Co.
 		Weimar TX 133.2M
First State Bank
 		Ida Grove IA 132.1M
Farmers State Bank
 		Groesbeck TX 133.8M
Trubank
 		Oskaloosa IA 134.0M
Kentucky Neighborhood Bank
 		Elizabethtown KY 134.0M
Bank Of The Panhandle
 		Guymon OK 134.2M
St. Clair County State Bank
 		Osceola MO 131.2M
Stone Bank
 		Mountain View AR 134.8M
First Sound Bank
 		Seattle WA 131.0M
The Clay City Banking Co.
 		Clay City IL 134.9M