Vitals
  • Total Assets
    435.7M 2.8 %
  • Total Deposits
    369.0M -0.6 %
  • Total Net Loans
    300.2M 5.2 %
  • Net Income
    -1868000.0000 -271.4 %
  • Book Value
    44.0M -1.0 %
  • Book Value x2
    87.9M -1.0 %
  • Book Value x3
    131.9M -1.0 %
ROAA

-.881

ROAE

-8.334

Efficiency Ratio

131.978

Net Interest Margin

4.349

Balance Sheet Highlights
Financial Highlights The Coastal Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 435,713 214,462
Total Net Loans 300,211 130,630
Total Deposits 369,039 185,104
Total Equity 43,967 22,171
Profitability
Net Income -1,868 874
Return on Average Assets -.881 .74
Return on Average Equity -8.334 7.259
Net Interest Margin 4.349 3.912
Efficiency Ratio 131.978 76.671
Noninterest Income/Revenue 20.647 17.189
Balance Sheet Ratios
Loan-to-Deposit 81.349 70.028
Securities/Assets .154 .187
Total Equity/Total Assets .101 .103
Tangible Equity/Tangible Assets .1 .102
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 37,192 21,432
Tier 2 Capital 3,218 1,697
Total Capital 40,410 23,168
Total Risk Weighted Assets 316,939 142,064
Leverage Ratio 8.87 10.209
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.73 15.966
Total Capital Ratio 12.75 17.163

Timeline for The Coastal Bank

Ameris Bank

The Coastal Bank was acquired by Ameris Bank 9 years

View Profile Jul 01 2014

Coastal Mortgage Company Of Sc

Coastal Mortgage Company Of Sc became a new subsidiary organization for The Coastal Bank.

View Profile Jan 02 2004

Coastal Bank Financial Services, Inc.

Coastal Bank Financial Services, Inc. became a new subsidiary organization for The Coastal Bank.

View Profile Dec 01 1999

Southern Bank And Trust Company

Acquisition: The Coastal Bank acquired a new subsidiary, Southern Bank And Trust Company, 37 years

View Profile Dec 22 1986

Coastal Bankshares, Inc.

Coastal Bankshares, Inc. became a new parent organization for The Coastal Bank.

View Profile Oct 15 1982

Want to see more?

Complete timeline for The Coastal Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Ameris Bank Buyer 6,487,996 Acquisition Discontinued 7/1/2014
Southern Bank And Trust Company Seller 20,124 Discontinued 12/22/1986
Long State Bank Seller 2,537 Discontinued 6/17/1981
Relationships Role Relationship Start Relationship End
Coastal Bankshares, Inc. Parent 10/15/1982 6/30/2014
Coastal Bank Financial Services, Inc. Subsidary 6/30/2007 6/30/2014
Coastal Mortgage Company Of Sc Subsidary 6/30/2007 12/31/2010
Coastal Bank Financial Services, Inc. Subsidary 12/1/1999 6/29/2007
Coastal Mortgage Company Of Sc Subsidary 1/2/2004 6/29/2007
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