Vitals
  • Total Assets
    52.0M -0.1 %
  • Total Deposits
    46.3M 1.3 %
  • Total Net Loans
    23.0M -6.7 %
  • Net Income
    101000.0000 -65.6 %
  • Book Value
    5.5M -7.4 %
  • Book Value x2
    11.0M -7.4 %
  • Book Value x3
    16.5M -7.4 %
ROAA

.366

ROAE

3.479

Efficiency Ratio

91.521

Net Interest Margin

3.947

Balance Sheet Highlights
Financial Highlights The City State Bank Of Palacios All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 52,032 273,451
Total Net Loans 23,039 146,468
Total Deposits 46,270 236,463
Total Equity 5,495 28,175
Profitability
Net Income 101 1,413
Return on Average Assets .366 .972
Return on Average Equity 3.479 9.292
Net Interest Margin 3.947 3.685
Efficiency Ratio 91.521 70.111
Noninterest Income/Revenue 8.043 17.019
Balance Sheet Ratios
Loan-to-Deposit 49.793 58.894
Securities/Assets .438 .246
Total Equity/Total Assets .106 .103
Tangible Equity/Tangible Assets .106 .099
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 5,637 26,808
Tier 2 Capital 282 1,838
Total Capital 5,919 28,689
Total Risk Weighted Assets 22,504 163,554
Leverage Ratio 10.42 10.218
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 25.05 18.547
Total Capital Ratio 26.3 19.639

Timeline for The City State Bank Of Palacios

Commercial State Bank

The City State Bank Of Palacios was acquired by Commercial State Bank 10 years

View Profile Aug 24 2013

Commercial Bancshares, Inc.

Commercial Bancshares, Inc. became a new parent organization for The City State Bank Of Palacios.

View Profile Aug 01 2013

City State Bancshares, Inc.

City State Bancshares, Inc. became a new parent organization for The City State Bank Of Palacios.

View Profile Nov 01 2009

City State Insurance Agency, Inc.

City State Insurance Agency, Inc. became a new subsidiary organization for The City State Bank Of Palacios.

View Profile Feb 05 1999

City State Bancshares, Inc. - Delaware

City State Bancshares, Inc. - Delaware became a new parent organization for The City State Bank Of Palacios.

View Profile Jul 31 1996

Want to see more?

Complete timeline for The City State Bank Of Palacios is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Commercial State Bank Buyer 343,665 Pooling of Interests Discontinued 8/24/2013
Relationships Role Relationship Start Relationship End
Commercial Bancshares, Inc. Parent 8/1/2013 8/23/2013
City State Bancshares, Inc. Parent 11/1/2009 7/31/2013
City State Bancshares, Inc. - Delaware Parent 5/20/1997 10/31/2009
City State Bancshares, Inc. - Delaware Parent 7/31/1996 5/19/1997
City State Insurance Agency, Inc. Subsidary 2/5/1999 12/31/2001
Similar Organizations
Organization City State Total Assets
Community Bank
 		Avon SD 52.7M
Community Bank Owatonna
 		Owatonna MN 53.2M
United Southwest Bank
 		Cottonwood MN 52.1M
Citizens Bank
 		Sac City IA 52.0M
Brighton Bank
 		Brighton TN 53.5M
Victor State Bank
 		Victor IA 50.5M
Bank Of Wrightsville
 		Wrightsville GA 51.8M
Preferred Bank
 		Casey IL 51.7M
Hiawatha Bank And Trust Company
 		Hiawatha IA 52.1M
Holladay Bank & Trust
 		Salt Lake City UT 52.1M