Vitals
  • Total Assets
    173.8M 2.0 %
  • Total Deposits
    152.6M -0.1 %
  • Total Net Loans
    65.1M 4.0 %
  • Net Income
    1.3M 0.4 %
  • Book Value
    16.1M 0.5 %
  • Book Value x2
    32.1M 0.5 %
  • Book Value x3
    48.2M 0.5 %
ROAA

.73

ROAE

7.549

Efficiency Ratio

72.737

Net Interest Margin

3.143

Balance Sheet Highlights
Financial Highlights The Citizens National Bank All Insured Commercial Banks in Kansas
Balance Sheet $(000)
Total Assets 173,850 161,058
Total Net Loans 65,079 97,183
Total Deposits 152,643 131,657
Total Equity 16,073 18,008
Profitability
Net Income 1,261 1,663
Return on Average Assets .73 .954
Return on Average Equity 7.549 8.443
Net Interest Margin 3.143 3.683
Efficiency Ratio 72.737 68.374
Noninterest Income/Revenue 23.945 15.013
Balance Sheet Ratios
Loan-to-Deposit 42.635 72.321
Securities/Assets .579 .241
Total Equity/Total Assets .092 .112
Tangible Equity/Tangible Assets .092 .109
Capital Adequacy
Tier 1 Common Capital 16,527 17,454
Tier 1 Capital 16,527 17,457
Tier 2 Capital 1,003 1,279
Total Capital 17,530 18,771
Total Risk Weighted Assets 80,037 112,595
Leverage Ratio 9.64 11.048
Common Equity Tier 1 Capital Ratio 20.65 16.94
Tier 1 Capital Ratio 20.65 16.949
Total Capital Ratio 21.9 18.109

Timeline for The Citizens National Bank

The First State Bank Of Lansing

Acquisition: The Citizens National Bank acquired a new subsidiary, The First State Bank Of Lansing, 28 years

View Profile Jan 02 1996

Cloud County Bank & Trust

Acquisition: The Citizens National Bank acquired a new subsidiary, Cloud County Bank & Trust, 32 years

View Profile Feb 22 1992

Greenleaf Development Company, Inc.

Greenleaf Development Company, Inc. became a new subsidiary organization for The Citizens National Bank.

View Profile Nov 27 1981

Padgett Agency, Inc.

Padgett Agency, Inc. became a new parent organization for The Citizens National Bank.

View Profile Jul 21 1975

Greenleaf State Bank

Acquisition: The Citizens National Bank acquired a new subsidiary, Greenleaf State Bank , 61 years

View Profile Oct 26 1962

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Complete timeline for The Citizens National Bank is available.

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Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The First State Bank Of Lansing Seller 15,560 Pooling of Interests Discontinued 1/2/1996
Cloud County Bank & Trust Seller 67,520 Discontinued 2/22/1992
Greenleaf State Bank Seller Discontinued 10/26/1962
Relationships Role Relationship Start Relationship End
Padgett Agency, Inc. Parent 6/15/1990
Padgett Agency, Inc. Parent 12/31/1988 6/14/1990
Padgett Agency, Inc. Parent 7/21/1975 12/30/1988
Greenleaf Development Company, Inc. Subsidary 11/27/1981 12/31/1993
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