Vitals
  • Total Assets
    163.0M -8.3 %
  • Total Deposits
    142.9M -9.1 %
  • Total Net Loans
    103.6M 38.0 %
  • Net Income
    935000.0000 10.5 %
  • Book Value
    18.3M 15.2 %
  • Book Value x2
    36.6M 15.2 %
  • Book Value x3
    54.9M 15.2 %
ROAA

1.119

ROAE

10.246

Efficiency Ratio

54.214

Net Interest Margin

3.941

Balance Sheet Highlights
Financial Highlights The Citizens National Bank Of Russellville All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 163,000 146,105
Total Net Loans 103,581 98,909
Total Deposits 142,936 117,203
Total Equity 18,299 15,136
Profitability
Net Income 935 1,299
Return on Average Assets 1.119 1.258
Return on Average Equity 10.246 12.337
Net Interest Margin 3.941 4.12
Efficiency Ratio 54.214 63.278
Noninterest Income/Revenue 10.347 12.761
Balance Sheet Ratios
Loan-to-Deposit 72.467 81.913
Securities/Assets .197 .378
Total Equity/Total Assets .112 .104
Tangible Equity/Tangible Assets .065 .049
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 10,511 14,579
Tier 2 Capital 1,323 1,130
Total Capital 11,834 15,706
Total Risk Weighted Assets 109,336 99,435
Leverage Ratio 6.63 10.285
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.61 16.027
Total Capital Ratio 10.82 17.18

Timeline for The Citizens National Bank Of Russellville

First Southern National Bank

The Citizens National Bank Of Russellville was acquired by First Southern National Bank 18 years

View Profile Jul 01 2005

South Central Bancshares, Inc.

South Central Bancshares, Inc. became a new parent organization for The Citizens National Bank Of Russellville.

View Profile Jun 08 1983

The Citizens National Bank Of Russellville

The Citizens National Bank Of Russellville was established 121 years ago and is currently headquartered in Russellville, KY.

Dec 19 1902
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Southern National Bank Buyer 845,094 Pooling of Interests Discontinued 7/1/2005
Relationships Role Relationship Start Relationship End
South Central Bancshares, Inc. Parent 6/8/1983 6/30/2005
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