Vitals
  • Total Assets
    216.6M 3.7 %
  • Total Deposits
    140.6M 2.5 %
  • Total Net Loans
    45.4M 2.5 %
  • Net Income
    2.7M 8.7 %
  • Book Value
    52.2M 7.7 %
  • Book Value x2
    104.5M 7.7 %
  • Book Value x3
    156.7M 7.7 %
ROAA

1.701

ROAE

7.081

Efficiency Ratio

33.52

Net Interest Margin

4.667

Balance Sheet Highlights
Financial Highlights The Citizens Bank Of Winfield All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 216,611 262,366
Total Net Loans 45,368 153,206
Total Deposits 140,592 221,747
Total Equity 52,248 31,740
Profitability
Net Income 2,686 1,948
Return on Average Assets 1.701 .919
Return on Average Equity 7.081 7.567
Net Interest Margin 4.667 3.875
Efficiency Ratio 33.52 69.018
Noninterest Income/Revenue 7.751 15.504
Balance Sheet Ratios
Loan-to-Deposit 32.269 65.063
Securities/Assets .705 .233
Total Equity/Total Assets .241 .121
Tangible Equity/Tangible Assets .241 .119
Capital Adequacy
Tier 1 Common Capital 47,799 30,064
Tier 1 Capital 47,799 30,064
Tier 2 Capital 1,329 1,856
Total Capital 49,128 31,916
Total Risk Weighted Assets 106,095 178,436
Leverage Ratio 22.84 11.795
Common Equity Tier 1 Capital Ratio 45.05 18.994
Tier 1 Capital Ratio 45.05 18.999
Total Capital Ratio 46.31 20.08

Timeline for The Citizens Bank Of Winfield

Citizens Bancorp Of Winfield, Inc.

Citizens Bancorp Of Winfield, Inc. became a new parent organization for The Citizens Bank Of Winfield.

View Profile Dec 31 1990

The Citizens Bank Of Winfield

The Citizens Bank Of Winfield was established 104 years ago and is currently headquartered in Winfield, AL.

May 22 1920
Relationships Role Relationship Start Relationship End
Citizens Bancorp Of Winfield, Inc. Parent 12/31/1990
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