Vitals
  • Total Assets
    441.5M 1.8 %
  • Total Deposits
    378.2M 2.5 %
  • Total Net Loans
    237.3M -0.4 %
  • Net Income
    5.5M -8.1 %
  • Book Value
    40.4M -3.2 %
  • Book Value x2
    80.9M -3.2 %
  • Book Value x3
    121.3M -3.2 %
ROAA

1.266

ROAE

13.114

Efficiency Ratio

66.482

Net Interest Margin

3.427

Balance Sheet Highlights
Financial Highlights The Bank And Trust, S.S.B. All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 441,480 358,087
Total Net Loans 237,346 213,533
Total Deposits 378,232 308,027
Total Equity 40,437 38,740
Profitability
Net Income 5,542 3,845
Return on Average Assets 1.266 1.025
Return on Average Equity 13.114 9.415
Net Interest Margin 3.427 3.773
Efficiency Ratio 66.482 66.762
Noninterest Income/Revenue 26.088 16.375
Balance Sheet Ratios
Loan-to-Deposit 62.751 65.494
Securities/Assets .345 .214
Total Equity/Total Assets .092 .108
Tangible Equity/Tangible Assets .086 .104
Capital Adequacy
Tier 1 Common Capital 38,378 37,278
Tier 1 Capital 38,378 37,303
Tier 2 Capital 2,033 2,526
Total Capital 40,411 39,866
Total Risk Weighted Assets 192,247 237,367
Leverage Ratio 8.84 10.563
Common Equity Tier 1 Capital Ratio 19.96 18.073
Tier 1 Capital Ratio 19.96 18.097
Total Capital Ratio 21.02 19.169

Timeline for The Bank And Trust, S.S.B.

Bank And Trust Insurance Services, The

Bank And Trust Insurance Services, The became a new subsidiary organization for The Bank And Trust, S.S.B..

View Profile Jul 21 2011

The Bank And Trust, S.S.B.

Acquisition: The Bank And Trust, S.S.B. acquired a new subsidiary, The Bank And Trust, S.S.B., 25 years

View Profile Jan 12 1999

The First State Bank

Acquisition: The Bank And Trust, S.S.B. acquired a new subsidiary, The First State Bank, 26 years

View Profile Jan 01 1998

Westex Bancorp Of Delaware, Inc.

Westex Bancorp Of Delaware, Inc. became a new parent organization for The Bank And Trust, S.S.B..

View Profile Nov 30 1990

Westex Bancorp, Inc.

Westex Bancorp, Inc. became a new parent organization for The Bank And Trust, S.S.B..

View Profile Oct 03 1980

Want to see more?

Complete timeline for The Bank And Trust, S.S.B. is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Bank And Trust, S.S.B. Seller 27,570 Pooling of Interests Discontinued 1/12/1999
The First State Bank Seller 14,797 Pooling of Interests Discontinued 1/1/1998
Relationships Role Relationship Start Relationship End
Westex Bancorp, Inc. Parent 7/21/2011
Westex Bancorp, Inc. Parent 7/1/2009 7/20/2011
Westex Bancorp Of Delaware, Inc. Parent 11/30/1990 1/11/1999
Westex Bancorp, Inc. Parent 12/31/1981 11/29/1990
Westex Bancorp, Inc. Parent 10/3/1980 12/30/1981
Bank And Trust Insurance Services, The Subsidary 7/21/2011
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