Vitals
  • Total Assets
    71.2M 11.7 %
  • Total Deposits
    61.2M 15.6 %
  • Total Net Loans
    38.6M 6.3 %
  • Net Income
    521000.0000 -7.8 %
  • Book Value
    6.3M 1.8 %
  • Book Value x2
    12.5M 1.8 %
  • Book Value x3
    18.8M 1.8 %
ROAA

1.006

ROAE

11.173

Efficiency Ratio

58.692

Net Interest Margin

3.471

Balance Sheet Highlights
Financial Highlights The Albion National Bank All Insured Commercial Banks in Nebraska
Balance Sheet $(000)
Total Assets 71,153 73,968
Total Net Loans 38,562 51,380
Total Deposits 61,188 58,180
Total Equity 6,267 7,727
Profitability
Net Income 521 725
Return on Average Assets 1.006 1.258
Return on Average Equity 11.173 11.82
Net Interest Margin 3.471 4.239
Efficiency Ratio 58.692 61.488
Noninterest Income/Revenue 9.518 9.777
Balance Sheet Ratios
Loan-to-Deposit 63.022 84.743
Securities/Assets .395 .452
Total Equity/Total Assets .088 .104
Tangible Equity/Tangible Assets .085 -.128
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 6,256 7,505
Tier 2 Capital 551 632
Total Capital 6,807 8,144
Total Risk Weighted Assets 43,952 55,383
Leverage Ratio 8.96 10.998
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 14.23 15.291
Total Capital Ratio 15.49 16.447

Timeline for The Albion National Bank

Cornerstone Bank

The Albion National Bank was acquired by Cornerstone Bank 18 years

View Profile Oct 22 2005

Albion National Management Co., Inc.

Albion National Management Co., Inc. became a new parent organization for The Albion National Bank.

View Profile Mar 22 1982

The Albion National Bank

The Albion National Bank was established 134 years ago and is currently headquartered in Albion, NE.

Jan 02 1890
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Cornerstone Bank Buyer 1,471,696 Pooling of Interests Discontinued 10/22/2005
Relationships Role Relationship Start Relationship End
Albion National Management Co., Inc. Parent 3/22/1982 10/21/2005
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