The Albion National Bank
Albion, NE — Domestic Branch of a Domestic Bank
Acquired Oct 2005
Net Income Analysis
( % relative to Total Revenue )
Income Statement | The Albion National Bank | All Insured Commercial Banks in Nebraska |
Interest and Fees on Loans | 1,780 | 2,607 |
Income from Lease Financing Receivables | — | 146 |
2 | 47 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 1 | 22 |
Income on Loans and Leases (TE) | 1,781 | 2,622 |
Investment Interest Income (TE) | 989 | 512 |
Total Interest Income (TE) | 2,795 | 3,144 |
Total Interest Expense | 1,094 | 1,044 |
Net Interest Income (TE) | 1,701 | 2,120 |
Non-Interest Income | 294 | 341 |
Adjusted Operating Income (TE) | 1,995 | 2,466 |
Non-interest Expense | 1,171 | 1,453 |
Provision for Loan & Lease Losses | 13 | 377 |
Pretax Operating Income (TE) | 811 | 972 |
Pretax Net Operating Income (TE) | 811 | 969 |
Applicable Income Taxes | 132 | 393 |
Net Operating Income | 521 | 725 |
Net Income | 521 | 725 |
Cash Dividends Declared | 300 | 981 |
Retained Earnings | 221 | 562 |