Vitals
  • Total Assets
    50.8M 7.0 %
  • Total Deposits
    45.8M 9.1 %
  • Total Net Loans
    16.4M 0.8 %
  • Net Income
    265000.0000 1.1 %
  • Book Value
    4.9M -5.8 %
  • Book Value x2
    9.8M -5.8 %
  • Book Value x3
    14.7M -5.8 %
ROAA

.543

ROAE

4.966

Efficiency Ratio

76.511

Net Interest Margin

2.678

Balance Sheet Highlights
Financial Highlights Swisher Trust & Savings Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 50,750 198,346
Total Net Loans 16,367 133,864
Total Deposits 45,833 165,124
Total Equity 4,889 22,060
Profitability
Net Income 265 2,310
Return on Average Assets .543 1.15
Return on Average Equity 4.966 9.92
Net Interest Margin 2.678 3.587
Efficiency Ratio 76.511 60.34
Noninterest Income/Revenue 5.87 13.494
Balance Sheet Ratios
Loan-to-Deposit 35.71 77.091
Securities/Assets .476 .197
Total Equity/Total Assets .096 .111
Tangible Equity/Tangible Assets .096 .107
Capital Adequacy
Tier 1 Common Capital 5,188 21,135
Tier 1 Capital 5,188 21,140
Tier 2 Capital 147 1,625
Total Capital 5,335 22,777
Total Risk Weighted Assets 19,077 151,308
Leverage Ratio 10.37 10.944
Common Equity Tier 1 Capital Ratio 27.2 15.631
Tier 1 Capital Ratio 27.2 15.631
Total Capital Ratio 27.97 16.675

Timeline for Swisher Trust & Savings Bank

Swisher Bankshares, Inc.

Swisher Bankshares, Inc. became a new parent organization for Swisher Trust & Savings Bank.

View Profile Jun 10 1992

Swisher Trust & Savings Bank

Swisher Trust & Savings Bank was established 111 years ago and is currently headquartered in Swisher, IA.

Jan 01 1913
Relationships Role Relationship Start Relationship End
Swisher Bankshares, Inc. Parent 6/10/1992
Similar Organizations
Organization City State Total Assets
Spiro State Bank
 		Spiro OK 50.3M
Victor State Bank
 		Victor IA 50.5M
Farmers And Merchants State Bank Of Appleton
 		Appleton MN 48.7M
Farmers State Bank Of West Concord
 		West Concord MN 49.8M
Omnibank
 		Bay Springs MS 48.4M
Union State Bank
 		Uniontown KS 48.4M
The Howard State Bank, Howard, Kansas
 		Howard KS 50.0M
Farmers State Bank
 		Elmwood IL 50.3M
The Bank Of Soperton
 		Soperton GA 49.7M
One South Bank
 		Chipley FL 48.0M