Vitals
  • Total Assets
    54.2M -1.7 %
  • Total Deposits
    48.9M -2.2 %
  • Total Net Loans
    22.0M 7.3 %
  • Net Income
    427000.0000 4.7 %
  • Book Value
    5.2M 3.7 %
  • Book Value x2
    10.4M 3.7 %
  • Book Value x3
    15.7M 3.7 %
ROAA

.815

ROAE

8.175

Efficiency Ratio

73.124

Net Interest Margin

3.427

Balance Sheet Highlights
Financial Highlights The Howard State Bank, Howard, Kansas All Insured Commercial Banks in Kansas
Balance Sheet $(000)
Total Assets 54,196 161,058
Total Net Loans 22,025 97,183
Total Deposits 48,934 131,657
Total Equity 5,220 18,008
Profitability
Net Income 427 1,663
Return on Average Assets .815 .954
Return on Average Equity 8.175 8.443
Net Interest Margin 3.427 3.683
Efficiency Ratio 73.124 68.374
Noninterest Income/Revenue 9.438 15.013
Balance Sheet Ratios
Loan-to-Deposit 45.01 72.321
Securities/Assets .246 .241
Total Equity/Total Assets .096 .112
Tangible Equity/Tangible Assets .096 .109
Capital Adequacy
Tier 1 Common Capital 5,214 17,454
Tier 1 Capital 5,214 17,457
Tier 2 Capital 320 1,279
Total Capital 5,534 18,771
Total Risk Weighted Assets 25,341 112,595
Leverage Ratio 10.25 11.048
Common Equity Tier 1 Capital Ratio 20.58 16.94
Tier 1 Capital Ratio 20.58 16.949
Total Capital Ratio 21.84 18.109

Timeline for The Howard State Bank, Howard, Kansas

Elk County Bankshares, Inc.

Elk County Bankshares, Inc. became a new parent organization for The Howard State Bank, Howard, Kansas.

View Profile Dec 07 1981

The Howard State Bank, Howard, Kansas

The Howard State Bank, Howard, Kansas was established 146 years ago and is currently headquartered in Howard, KS.

Aug 30 1877
Relationships Role Relationship Start Relationship End
Elk County Bankshares, Inc. Parent 1/1/2008
Elk County Bankshares, Inc. Parent 12/7/1981 12/31/2007
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