Vitals
  • Total Assets
    447.7M 50.8 %
  • Total Deposits
    389.0M 51.5 %
  • Total Net Loans
    305.0M 48.0 %
  • Net Income
    1.7M 90.6 %
  • Book Value
    57.3M 45.7 %
  • Book Value x2
    114.6M 45.7 %
  • Book Value x3
    171.9M 45.7 %
ROAA

.384

ROAE

3.025

Efficiency Ratio

76.661

Net Interest Margin

3.177

Balance Sheet Highlights
Financial Highlights Suncrest Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 447,652 1,346,313
Total Net Loans 305,022 907,793
Total Deposits 388,986 1,084,972
Total Equity 57,289 169,778
Profitability
Net Income 1,733 12,577
Return on Average Assets .384 .955
Return on Average Equity 3.025 8.072
Net Interest Margin 3.177 3.784
Efficiency Ratio 76.661 64.937
Noninterest Income/Revenue 7.247 13.682
Balance Sheet Ratios
Loan-to-Deposit 78.415 83.983
Securities/Assets .12 .141
Total Equity/Total Assets .128 .126
Tangible Equity/Tangible Assets .117 .113
Capital Adequacy
Tier 1 Common Capital 52,095 147,337
Tier 1 Capital 52,095 147,552
Tier 2 Capital 2,504 11,893
Total Capital 54,599 160,236
Total Risk Weighted Assets 375,923 1,009,488
Leverage Ratio 11.7 11.256
Common Equity Tier 1 Capital Ratio 13.86 14.697
Tier 1 Capital Ratio 13.86 14.792
Total Capital Ratio 14.52 16.005

Timeline for Suncrest Bank

Security First Bank

Acquisition: Suncrest Bank acquired a new subsidiary, Security First Bank, 7 years

View Profile Dec 17 2016

Sutter Community Bank

Acquisition: Suncrest Bank acquired a new subsidiary, Sutter Community Bank, 8 years

View Profile Dec 12 2015

Suncrest Bank

Suncrest Bank was established 16 years ago and is currently headquartered in Visalia, CA.

May 19 2008
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Security First Bank Seller 103,971 Acquisition Discontinued 12/17/2016
Sutter Community Bank Seller 68,309 Acquisition Discontinued 12/12/2015
Relationships Role Relationship Start Relationship End
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