Vitals
  • Total Assets
    185.8M -12.9 %
  • Total Deposits
    157.3M -16.4 %
  • Total Net Loans
    147.8M -19.6 %
  • Net Income
    5.3M -11.4 %
  • Book Value
    27.8M 12.6 %
  • Book Value x2
    55.6M 12.6 %
  • Book Value x3
    83.4M 12.6 %
ROAA

3.514

ROAE

25.892

Efficiency Ratio

35.893

Net Interest Margin

6.792

Balance Sheet Highlights
Financial Highlights Stearns Bank Arizona National Association All Insured Commercial Banks in Arizona
Balance Sheet $(000)
Total Assets 185,762 201,160
Total Net Loans 147,822 158,189
Total Deposits 157,255 154,727
Total Equity 27,785 27,804
Profitability
Net Income 5,307 3,700
Return on Average Assets 3.514 1.052
Return on Average Equity 25.892 9.451
Net Interest Margin 6.792 5.22
Efficiency Ratio 35.893 126.608
Noninterest Income/Revenue 11.465 13.248
Balance Sheet Ratios
Loan-to-Deposit 94.002 105.446
Securities/Assets .011 .2
Total Equity/Total Assets .15 .138
Tangible Equity/Tangible Assets .15 -.002
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 27,903 23,831
Tier 2 Capital 2,274 2,116
Total Capital 30,177 25,925
Total Risk Weighted Assets 173,271 177,195
Leverage Ratio 14.4 22.62
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 16.1 31.549
Total Capital Ratio 17.42 32.559

Timeline for Stearns Bank Arizona National Association

Stearns Bank National Association

Stearns Bank Arizona National Association was acquired by Stearns Bank National Association 16 years

View Profile Dec 29 2007

Stearns Bank Arizona National Association

Stearns Bank Arizona National Association was established 26 years ago and is currently headquartered in Scottsdale, AZ.

Jul 21 1997

Stearns Financial Services, Inc.

Stearns Financial Services, Inc. became a new parent organization for Stearns Bank Arizona National Association.

View Profile Jul 21 1997
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Stearns Bank National Association Buyer 1,829,262 Pooling of Interests Discontinued 12/29/2007
Relationships Role Relationship Start Relationship End
Stearns Financial Services, Inc. Parent 12/4/2002 12/28/2007
Stearns Financial Services, Inc. Parent 11/1/2002 12/3/2002
Stearns Financial Services, Inc. Parent 10/17/2002 10/31/2002
Stearns Financial Services, Inc. Parent 12/28/2000 10/16/2002
Stearns Financial Services, Inc. Parent 12/27/1999 12/27/2000
Stearns Financial Services, Inc. Parent 7/6/1998 12/26/1999
Stearns Financial Services, Inc. Parent 9/24/1997 7/5/1998
Stearns Financial Services, Inc. Parent 7/21/1997 9/23/1997
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