Vitals
  • Total Assets
    201.2M 3.9 %
  • Total Deposits
    178.2M 4.1 %
  • Total Net Loans
    122.0M 4.9 %
  • Net Income
    3.2M -0.2 %
  • Book Value
    22.8M 2.6 %
  • Book Value x2
    45.6M 2.6 %
  • Book Value x3
    68.5M 2.6 %
ROAA

1.669

ROAE

14.21

Efficiency Ratio

57.269

Net Interest Margin

3.812

Balance Sheet Highlights
Financial Highlights The First National Bank Of Milaca All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 201,238 147,703
Total Net Loans 122,022 97,223
Total Deposits 178,170 126,600
Total Equity 22,823 15,565
Profitability
Net Income 3,241 1,683
Return on Average Assets 1.669 1.08
Return on Average Equity 14.21 9.905
Net Interest Margin 3.812 3.845
Efficiency Ratio 57.269 68.21
Noninterest Income/Revenue 14.313 13.68
Balance Sheet Ratios
Loan-to-Deposit 68.486 75.205
Securities/Assets .228 .174
Total Equity/Total Assets .113 .105
Tangible Equity/Tangible Assets .113 .103
Capital Adequacy
Tier 1 Common Capital 22,901 15,225
Tier 1 Capital 22,901 15,232
Tier 2 Capital 1,414 1,135
Total Capital 24,315 16,386
Total Risk Weighted Assets 115,765 105,251
Leverage Ratio 11.54 10.475
Common Equity Tier 1 Capital Ratio 19.78 15.3
Tier 1 Capital Ratio 19.78 15.308
Total Capital Ratio 21 16.398

Timeline for The First National Bank Of Milaca

Rum River Bancorporation, Inc.

Rum River Bancorporation, Inc. became a new parent organization for The First National Bank Of Milaca.

View Profile Jun 15 2005

Rural American Bank - Isle

Acquisition: The First National Bank Of Milaca acquired a new subsidiary, Rural American Bank - Isle, 32 years

View Profile Jan 25 1992

The First National Bank Of Milaca

The First National Bank Of Milaca was established 126 years ago and is currently headquartered in Milaca, MN.

Aug 24 1897
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Rural American Bank - Isle Seller 16,765 Discontinued 1/25/1992
Relationships Role Relationship Start Relationship End
Rum River Bancorporation, Inc. Parent 6/15/2005
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