Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio Stearns Bank Arizona National Association All Insured Commercial Banks in Arizona
09-30-2007 16.1 31.549
06-30-2007 15.36 33.262
03-31-2007 13.68 19.134
12-31-2006 12.52 23.147
09-30-2006 11.39 16.655
06-30-2006 10.99 17.88
03-31-2006 11.53 12.81
12-31-2005 11.14 13.511
09-30-2005 11.89 13.976
06-30-2005 12 13.12
03-31-2005 11.32 14.433
12-31-2004 13.2 14.086
09-30-2004 14.01 16.414
06-30-2004 14.72 17.681
03-31-2004 13.88 20.199
12-31-2003 13.09 18.678
09-30-2003 12.95 20.564
06-30-2003 13.05 20.436
03-31-2003 11.92 26.858
12-31-2002 10.76 28.489