Efficiency Ratio Over Time
Efficiency Ratio Stearns Bank Arizona National Association All Insured Commercial Banks in Arizona
09-30-2007 35.893 126.608
06-30-2007 31.72 104.915
03-31-2007 29.446 86.418
12-31-2006 33.196 92.508
09-30-2006 31.823 86.432
06-30-2006 31.993 79.483
03-31-2006 33.712 68.127
12-31-2005 34.34 72.226
09-30-2005 34.301 72.565
06-30-2005 34.188 72.612
03-31-2005 35.55 74.043
12-31-2004 34.309 74.304
09-30-2004 33.114 75.867
06-30-2004 33.968 78.373
03-31-2004 31.205 77.094
12-31-2003 40.202 94.762
09-30-2003 38.62 90.81
06-30-2003 39.106 95.041
03-31-2003 45.344 101.157
12-31-2002 51.181 156.426