Vitals
  • Total Assets
    584.5M
  • Total Deposits
    487.1M
  • Total Net Loans
    382.6M
  • Net Income
    6.7M
  • Book Value
    71.4M
  • Book Value x2
    142.8M
  • Book Value x3
    214.2M
ROAA

1.152

ROAE

8.906

Efficiency Ratio

68.847

Net Interest Margin

5.204

Balance Sheet Highlights
Financial Highlights State National Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 584,540 113,667
Total Net Loans 382,647 61,797
Total Deposits 487,098 97,554
Total Equity 71,397 11,402
Profitability
Net Income 6,689 3,382
Return on Average Assets 1.152 1.297
Return on Average Equity 8.906 13.161
Net Interest Margin 5.204 4.573
Efficiency Ratio 68.847 67.534
Noninterest Income/Revenue 19.415 15.917
Balance Sheet Ratios
Loan-to-Deposit 78.557 60.859
Securities/Assets .167 .683
Total Equity/Total Assets .122 .1
Tangible Equity/Tangible Assets .074 -.074
Capital Adequacy
Tier 1 Common Capital
Tier 1 Capital 43,632 10,464
Tier 2 Capital 4,656 732
Total Capital 48,288 11,202
Total Risk Weighted Assets 380,221 69,189
Leverage Ratio 7.79 9.595
Common Equity Tier 1 Capital Ratio
Tier 1 Capital Ratio 11.48 16.71
Total Capital Ratio 12.7 17.784

Timeline for State National Bank

State National Bank

State National Bank was acquired by State National Bank 21 years

View Profile Feb 14 2003

Ruidoso State Bank

Acquisition: State National Bank acquired a new subsidiary, Ruidoso State Bank, 22 years

View Profile May 18 2001

State National Bancshares Of Delaware, Inc.

State National Bancshares Of Delaware, Inc. became a new parent organization for State National Bank.

View Profile Sep 29 1999

Js2, Inc.

Js2, Inc. became a new subsidiary organization for State National Bank.

View Profile Aug 07 1999

Sierra Bank

Acquisition: State National Bank acquired a new subsidiary, Sierra Bank, 24 years

View Profile Aug 06 1999

Want to see more?

Complete timeline for State National Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
State National Bank Buyer 1,978,402 Pooling of Interests Discontinued 2/14/2003
Ruidoso State Bank Seller 118,992 Pooling of Interests Discontinued 5/18/2001
Sierra Bank Seller 152,204 Pooling of Interests Discontinued 8/6/1999
Continental National Bank Seller 130,608 Pooling of Interests Discontinued 8/6/1999
The Valley Bank Of El Paso Seller 46,513 Discontinued 7/29/1991
Relationships Role Relationship Start Relationship End
State National Bancshares Of Delaware, Inc. Parent 9/29/1999 2/13/2003
Continental National Bancshares, Inc. Parent 8/6/1999 9/28/1999
Valley Bancorp, Inc. Parent 8/6/1999 9/28/1999
Bbva Usa Bancshares, Inc. Parent 8/6/1999 9/28/1999
Valley Bancorp, Inc. Parent 1/1/1986 8/5/1999
Montwood Bancshares, Inc. Parent 12/31/1982 12/31/1985
Montwood Bancshares, Inc. Parent 12/2/1980 12/30/1982
Js2, Inc. Subsidary 8/7/1999 7/8/2002
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