State National Bank
El Paso, TX — Domestic Branch of a Domestic Bank
Acquired Feb 2003
Net Income Analysis
( % relative to Total Revenue )
Income Statement | State National Bank | All Insured Commercial Banks in Texas |
Interest and Fees on Loans | 27,118 | 4,570 |
Income from Lease Financing Receivables | — | 523 |
4 | 104 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 2 | 54 |
Income on Loans and Leases (TE) | 27,120 | 4,602 |
Investment Interest Income (TE) | 5,439 | 1,703 |
Total Interest Income (TE) | 33,134 | 6,462 |
Total Interest Expense | 6,993 | 1,882 |
Net Interest Income (TE) | 26,141 | 4,546 |
Non-Interest Income | 7,983 | 1,223 |
Adjusted Operating Income (TE) | 34,124 | 5,826 |
Non-interest Expense | 23,493 | 3,733 |
Provision for Loan & Lease Losses | 1,195 | 774 |
Pretax Operating Income (TE) | 9,436 | 4,646 |
Pretax Net Operating Income (TE) | 9,622 | 4,853 |
Applicable Income Taxes | 2,908 | 1,853 |
Net Operating Income | 6,689 | 3,383 |
Net Income | 6,689 | 3,382 |
Cash Dividends Declared | 3,000 | 2,436 |
Retained Earnings | 3,689 | 1,744 |