Vitals
  • Total Assets
    144.8M -0.1 %
  • Total Deposits
    121.9M 1.6 %
  • Total Net Loans
    49.6M -2.4 %
  • Net Income
    524000.0000 -49.1 %
  • Book Value
    20.7M -12.1 %
  • Book Value x2
    41.3M -12.1 %
  • Book Value x3
    62.0M -12.1 %
ROAA

.708

ROAE

5.267

Efficiency Ratio

77.591

Net Interest Margin

3.254

Balance Sheet Highlights
Financial Highlights State Bank & Trust Company All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 144,771 135,993
Total Net Loans 49,591 83,927
Total Deposits 121,911 112,487
Total Equity 20,652 14,661
Profitability
Net Income 524 746
Return on Average Assets .708 1.116
Return on Average Equity 5.267 10.487
Net Interest Margin 3.254 3.833
Efficiency Ratio 77.591 61.117
Noninterest Income/Revenue 13.744 11.246
Balance Sheet Ratios
Loan-to-Deposit 40.678 70.812
Securities/Assets .526 .245
Total Equity/Total Assets .143 .108
Tangible Equity/Tangible Assets .097 .104
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 11,623 13,262
Tier 2 Capital 25 1,086
Total Capital 11,648 14,348
Total Risk Weighted Assets 75,442 95,470
Leverage Ratio 8.18 9.928
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 15.41 15.098
Total Capital Ratio 15.44 16.203

Timeline for State Bank & Trust Company

State Bank

State Bank & Trust Company was acquired by State Bank 12 years

View Profile Sep 24 2011

Rigler Investment Company

Rigler Investment Company became a new parent organization for State Bank & Trust Company.

View Profile Dec 30 2010

Iowa Savings Bank

Acquisition: State Bank & Trust Company acquired a new subsidiary, Iowa Savings Bank, 17 years

View Profile Jan 01 2007

Statesman Federal Savings Bank

Acquisition: State Bank & Trust Company acquired a new subsidiary, Statesman Federal Savings Bank, 33 years

View Profile Mar 02 1991

Cedar Investment Company

Cedar Investment Company became a new parent organization for State Bank & Trust Company.

View Profile Dec 31 1970

Want to see more?

Complete timeline for State Bank & Trust Company is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
State Bank Buyer 379,225 Pooling of Interests Discontinued 9/24/2011
Iowa Savings Bank Seller 25,569 Pooling of Interests Discontinued 1/1/2007
Statesman Federal Savings Bank Seller 422,121 Failure 3/2/1991
Relationships Role Relationship Start Relationship End
Rigler Investment Company Parent 12/30/2010 9/23/2011
Cedar Investment Company Parent 12/5/1997 12/29/2010
Cedar Investment Company Parent 8/12/1991 12/4/1997
Cedar Investment Company Parent 12/31/1984 8/11/1991
Cedar Investment Company Parent 12/31/1978 12/30/1984
Cedar Investment Company Parent 12/31/1976 12/30/1978
Cedar Investment Company Parent 12/31/1970 12/30/1976
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