Vitals
  • Total Assets
    354.0M 9.7 %
  • Total Deposits
    286.0M 17.5 %
  • Total Net Loans
    269.9M 10.1 %
  • Net Income
    2.9M 8.7 %
  • Book Value
    33.9M 7.3 %
  • Book Value x2
    67.8M 7.3 %
  • Book Value x3
    101.7M 7.3 %
ROAA

.847

ROAE

8.625

Efficiency Ratio

69.238

Net Interest Margin

3.738

Balance Sheet Highlights
Financial Highlights Springs Valley Bank & Trust Company All Insured Commercial Banks in Indiana
Balance Sheet $(000)
Total Assets 353,997 606,548
Total Net Loans 269,873 409,621
Total Deposits 286,044 497,111
Total Equity 33,907 63,292
Profitability
Net Income 2,876 6,062
Return on Average Assets .847 .965
Return on Average Equity 8.625 9.027
Net Interest Margin 3.738 3.682
Efficiency Ratio 69.238 66.445
Noninterest Income/Revenue 23.779 20.436
Balance Sheet Ratios
Loan-to-Deposit 94.347 79.497
Securities/Assets .139 .184
Total Equity/Total Assets .096 .104
Tangible Equity/Tangible Assets .094 .098
Capital Adequacy
Tier 1 Common Capital 33,469 60,326
Tier 1 Capital 33,469 60,328
Tier 2 Capital 3,359 4,282
Total Capital 36,828 64,608
Total Risk Weighted Assets 264,382 442,958
Leverage Ratio 9.49 10.395
Common Equity Tier 1 Capital Ratio 12.66 15.27
Tier 1 Capital Ratio 12.66 15.27
Total Capital Ratio 13.93 16.399

Timeline for Springs Valley Bank & Trust Company

Svb&T Investment Iii Llc

Svb&T Investment Iii Llc became a new subsidiary organization for Springs Valley Bank & Trust Company.

View Profile Jul 01 2011

Svb&T Investments Ii, Llc

Svb&T Investments Ii, Llc became a new subsidiary organization for Springs Valley Bank & Trust Company.

View Profile Dec 22 2010

Svb&T Investments I, Llc

Svb&T Investments I, Llc became a new subsidiary organization for Springs Valley Bank & Trust Company.

View Profile Sep 30 2010

Svb&T Holding Inc

Svb&T Holding Inc became a new subsidiary organization for Springs Valley Bank & Trust Company.

View Profile Oct 01 2009

Svb&T Corporation

Svb&T Corporation became a new parent organization for Springs Valley Bank & Trust Company.

View Profile Feb 02 1983

Want to see more?

Complete timeline for Springs Valley Bank & Trust Company is available.

View Complete Timeline
Relationships Role Relationship Start Relationship End
Svb&T Corporation Parent 2/2/1983
Svb&T Holding Inc Subsidary 10/1/2009
Svb&T Investments I, Llc Subsidary 9/30/2010
Svb&T Investments Ii, Llc Subsidary 12/22/2010
Svb&T Investment Iii Llc Subsidary 7/1/2011
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