Vitals
  • Total Assets
    413.0M 4.3 %
  • Total Deposits
    294.4M 2.9 %
  • Total Net Loans
    232.9M 8.3 %
  • Net Income
    4.3M 0.7 %
  • Book Value
    67.5M 2.7 %
  • Book Value x2
    135.0M 2.7 %
  • Book Value x3
    202.6M 2.7 %
ROAA

1.018

ROAE

6.314

Efficiency Ratio

78.811

Net Interest Margin

2.689

Balance Sheet Highlights
Financial Highlights Soy Capital Bank And Trust Company All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 413,046 290,894
Total Net Loans 232,897 191,278
Total Deposits 294,440 246,407
Total Equity 67,525 31,125
Profitability
Net Income 4,253 2,670
Return on Average Assets 1.018 .919
Return on Average Equity 6.314 8.247
Net Interest Margin 2.689 3.499
Efficiency Ratio 78.811 67.9
Noninterest Income/Revenue 64.197 16.598
Balance Sheet Ratios
Loan-to-Deposit 79.098 72.669
Securities/Assets .241 .191
Total Equity/Total Assets .163 .107
Tangible Equity/Tangible Assets .143 .103
Capital Adequacy
Tier 1 Common Capital 63,290 29,670
Tier 1 Capital 63,290 29,720
Tier 2 Capital 3,764 2,112
Total Capital 67,054 31,905
Total Risk Weighted Assets 300,334 212,461
Leverage Ratio 15.17 10.62
Common Equity Tier 1 Capital Ratio 21.07 16.313
Tier 1 Capital Ratio 21.07 16.329
Total Capital Ratio 22.33 17.341

Timeline for Soy Capital Bank And Trust Company

J L Hubbard Insurance And Bonds

J L Hubbard Insurance And Bonds became a new subsidiary organization for Soy Capital Bank And Trust Company.

View Profile Apr 01 2002

Soy Capital Ag Services And Trust Company

Soy Capital Ag Services And Trust Company became a new subsidiary organization for Soy Capital Bank And Trust Company.

View Profile Dec 28 1999

First Federal Savings And Loan Association Of Macon Co

Acquisition: Soy Capital Bank And Trust Company acquired a new subsidiary, First Federal Savings And Loan Association Of Macon Co, 33 years

View Profile Sep 14 1990

Gem City Federal Savings And Loan Association

Acquisition: Soy Capital Bank And Trust Company acquired a new subsidiary, Gem City Federal Savings And Loan Association, 33 years

View Profile Sep 08 1990

Scb Bancorp, Inc.

Scb Bancorp, Inc. became a new parent organization for Soy Capital Bank And Trust Company.

View Profile Jan 29 1985

Want to see more?

Complete timeline for Soy Capital Bank And Trust Company is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Federal Savings And Loan Association Of Macon Co Seller 63,062 Discontinued 9/14/1990
Gem City Federal Savings And Loan Association Seller 192,628 Failure 9/8/1990
Relationships Role Relationship Start Relationship End
Scb Bancorp, Inc. Parent 1/29/1985
J L Hubbard Insurance And Bonds Subsidary 4/1/2002
Soy Capital Ag Services And Trust Company Subsidary 12/28/1999 10/4/2004
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