Vitals
  • Total Assets
    409.7M 10.6 %
  • Total Deposits
    351.7M 6.9 %
  • Total Net Loans
    295.0M 20.8 %
  • Net Income
    1.8M 26.0 %
  • Book Value
    40.2M -2.3 %
  • Book Value x2
    80.4M -2.3 %
  • Book Value x3
    120.5M -2.3 %
ROAA

.453

ROAE

4.429

Efficiency Ratio

79.94

Net Interest Margin

3.738

Balance Sheet Highlights
Financial Highlights R Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 409,663 358,087
Total Net Loans 295,041 213,533
Total Deposits 351,659 308,027
Total Equity 40,179 38,740
Profitability
Net Income 1,821 3,845
Return on Average Assets .453 1.025
Return on Average Equity 4.429 9.415
Net Interest Margin 3.738 3.773
Efficiency Ratio 79.94 66.762
Noninterest Income/Revenue 8.424 16.375
Balance Sheet Ratios
Loan-to-Deposit 83.9 65.494
Securities/Assets .192 .214
Total Equity/Total Assets .098 .108
Tangible Equity/Tangible Assets .084 .104
Capital Adequacy
Tier 1 Common Capital 35,748 37,278
Tier 1 Capital 35,748 37,303
Tier 2 Capital 3,186 2,526
Total Capital 38,934 39,866
Total Risk Weighted Assets 316,907 237,367
Leverage Ratio 8.78 10.563
Common Equity Tier 1 Capital Ratio 11.28 18.073
Tier 1 Capital Ratio 11.28 18.097
Total Capital Ratio 12.29 19.169

Timeline for R Bank

Schwertner State Bank

Acquisition: R Bank acquired a new subsidiary, Schwertner State Bank, 9 years

View Profile Oct 01 2015

Farmers State Bank

Acquisition: R Bank acquired a new subsidiary, Farmers State Bank, 11 years

View Profile Aug 01 2013

R Corp Financial

R Corp Financial became a new parent organization for R Bank.

View Profile Apr 10 2013

R Bank

R Bank was established 15 years ago and is currently headquartered in Round Rock, TX.

Jun 22 2009
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Schwertner State Bank Seller 42,346 Acquisition Discontinued 10/1/2015
Farmers State Bank Seller 29,088 Acquisition Discontinued 8/1/2013
Relationships Role Relationship Start Relationship End
R Corp Financial Parent 4/10/2013
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