Vitals
  • Total Assets
    647.6M 8.3 %
  • Total Deposits
    585.4M 5.8 %
  • Total Net Loans
    306.3M 8.1 %
  • Net Income
    2.6M 61.8 %
  • Book Value
    55.6M 34.6 %
  • Book Value x2
    111.1M 34.6 %
  • Book Value x3
    166.7M 34.6 %
ROAA

1.742

ROAE

19.525

Efficiency Ratio

51.394

Net Interest Margin

6.327

Balance Sheet Highlights
Financial Highlights Southwest Community Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 647,572 523,813
Total Net Loans 306,293 409,974
Total Deposits 585,391 403,829
Total Equity 55,553 62,026
Profitability
Net Income 2,647 5,302
Return on Average Assets 1.742 1.515
Return on Average Equity 19.525 14.17
Net Interest Margin 6.327 4.977
Efficiency Ratio 51.394 69.95
Noninterest Income/Revenue 13.587 18.998
Balance Sheet Ratios
Loan-to-Deposit 52.323 85.349
Securities/Assets .148 .575
Total Equity/Total Assets .086 .118
Tangible Equity/Tangible Assets .083 -.191
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 56,660 52,941
Tier 2 Capital 4,532 5,884
Total Capital 61,192 58,207
Total Risk Weighted Assets 414,546 413,878
Leverage Ratio 9.32 13.439
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 13.67 17.258
Total Capital Ratio 14.76 18.405

Timeline for Southwest Community Bank

Placer Sierra Bank

Southwest Community Bank was acquired by Placer Sierra Bank 17 years

View Profile Jun 10 2006

Southwest Community Bancorp

Southwest Community Bancorp became a new parent organization for Southwest Community Bank.

View Profile Apr 02 2003

Financial Data Solutions, Inc.

Financial Data Solutions, Inc. became a new subsidiary organization for Southwest Community Bank.

View Profile Apr 02 2003

Southwest Community Bank

Southwest Community Bank was established 26 years ago and is currently headquartered in Encinitas, CA.

Dec 01 1997
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Placer Sierra Bank Buyer 2,503,963 Acquisition Discontinued 6/10/2006
Relationships Role Relationship Start Relationship End
Southwest Community Bancorp Parent 4/2/2003 6/9/2006
Financial Data Solutions, Inc. Subsidary 4/2/2003 5/30/2003
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