Southern Community Bank
Tullahoma, TN — Non-member Bank
Active
Vitals
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Total Assets245.0M 28.0 %
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Total Deposits214.7M 29.3 %
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Total Net Loans184.6M 17.0 %
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Net Income1.7M 76.2 %
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Book Value24.6M 26.9 %
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Book Value x249.2M 26.9 %
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Book Value x373.8M 26.9 %
Balance Sheet Highlights
| Financial Highlights | Southern Community Bank | All Insured Commercial Banks in Tennessee |
| Balance Sheet $(000) | ||
| Total Assets | 245,037 | 350,717 |
| Total Net Loans | 184,597 | 240,957 |
| Total Deposits | 214,707 | 296,573 |
| Total Equity | 24,604 | 37,152 |
| Profitability | ||
| Net Income | 1,741 | 3,593 |
| Return on Average Assets | .774 | .956 |
| Return on Average Equity | 8.301 | 8.82 |
| Net Interest Margin | 3.852 | 4.036 |
| Efficiency Ratio | 63.464 | 69.386 |
| Noninterest Income/Revenue | 11.775 | 17.129 |
| Balance Sheet Ratios | ||
| Loan-to-Deposit | 85.976 | 77.925 |
| Securities/Assets | .116 | .166 |
| Total Equity/Total Assets | .1 | .106 |
| Tangible Equity/Tangible Assets | .094 | .103 |
| Capital Adequacy | ||
| Tier 1 Common Capital | 22,872 | 35,983 |
| Tier 1 Capital | 22,872 | 36,157 |
| Tier 2 Capital | 2,080 | 2,649 |
| Total Capital | 24,952 | 38,803 |
| Total Risk Weighted Assets | 202,227 | 253,332 |
| Leverage Ratio | 9.63 | 10.564 |
| Common Equity Tier 1 Capital Ratio | 11.31 | 15.215 |
| Tier 1 Capital Ratio | 11.31 | 15.278 |
| Total Capital Ratio | 12.34 | 16.362 |
Timeline for Southern Community Bank
Tennessee Bancshares, Inc.
Tennessee Bancshares, Inc. became a new parent organization for Southern Community Bank.
View Profile Oct 01 2007
Financial Group, Llc, The
Financial Group, Llc, The became a new subsidiary organization for Southern Community Bank.
View Profile Oct 01 2007
Southern Community Bank
Southern Community Bank was established 18 years ago and is currently headquartered in Tullahoma, TN.
Nov 28 2005| Relationships | Role | Relationship Start | Relationship End |
| Tennessee Bancshares, Inc. | Parent | 10/1/2007 | |
| Financial Group, Llc, The | Subsidary | 10/1/2007 |
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