Vitals
  • Total Assets
    664.7M 6.1 %
  • Total Deposits
    568.7M 6.2 %
  • Total Net Loans
    277.8M -4.3 %
  • Net Income
    3.4M -34.5 %
  • Book Value
    77.1M 7.9 %
  • Book Value x2
    154.2M 7.9 %
  • Book Value x3
    231.3M 7.9 %
ROAA

1.204

ROAE

10.554

Efficiency Ratio

56.387

Net Interest Margin

4.065

Balance Sheet Highlights
Financial Highlights South Texas National Bank Of Laredo All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 664,658 139,662
Total Net Loans 277,777 80,016
Total Deposits 568,654 118,319
Total Equity 77,088 13,896
Profitability
Net Income 3,371 2,797
Return on Average Assets 1.204 1.364
Return on Average Equity 10.554 13.926
Net Interest Margin 4.065 4.458
Efficiency Ratio 56.387 66.756
Noninterest Income/Revenue 14.677 15.815
Balance Sheet Ratios
Loan-to-Deposit 48.848 64.049
Securities/Assets .419 .66
Total Equity/Total Assets .116 .099
Tangible Equity/Tangible Assets .08 -.068
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 54,648 13,314
Tier 2 Capital 3,871 940
Total Capital 58,519 14,250
Total Risk Weighted Assets 309,317 89,140
Leverage Ratio 8.57 10.213
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 17.67 17.138
Total Capital Ratio 18.92 18.193

Timeline for South Texas National Bank Of Laredo

The Laredo National Bank

South Texas National Bank Of Laredo was acquired by The Laredo National Bank 18 years

View Profile Dec 01 2005

Del Rio National Bank

Acquisition: South Texas National Bank Of Laredo acquired a new subsidiary, Del Rio National Bank, 22 years

View Profile Dec 01 2001

Bbva Usa Bancshares Of Delaware, Inc.

Bbva Usa Bancshares Of Delaware, Inc. became a new parent organization for South Texas National Bank Of Laredo.

View Profile Aug 31 1998

Bbva Usa Bancshares, Inc.

Bbva Usa Bancshares, Inc. became a new parent organization for South Texas National Bank Of Laredo.

View Profile Feb 01 1992

Southshares, Inc.

Southshares, Inc. became a new parent organization for South Texas National Bank Of Laredo.

View Profile Jun 18 1985

Want to see more?

Complete timeline for South Texas National Bank Of Laredo is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Laredo National Bank Buyer 4,859,979 Pooling of Interests Discontinued 12/1/2005
Del Rio National Bank Seller 141,341 Acquisition Discontinued 12/1/2001
Relationships Role Relationship Start Relationship End
Bbva Usa Bancshares Of Delaware, Inc. Parent 8/31/1998 11/30/2005
Bbva Usa Bancshares, Inc. Parent 5/1/1998 8/30/1998
Bbva Usa Bancshares, Inc. Parent 2/1/1992 4/30/1998
Southshares, Inc. Parent 6/18/1985 1/31/1992
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