South Texas National Bank Of Laredo
Laredo, TX — Domestic Branch of a Domestic Bank
Acquired Dec 2005
Net Income Analysis
( % relative to Total Revenue )
Income Statement | South Texas National Bank Of Laredo | All Insured Commercial Banks in Texas |
Interest and Fees on Loans | 9,699 | 4,146 |
Income from Lease Financing Receivables | — | 815 |
— | 103 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 52 |
Income on Loans and Leases (TE) | 9,699 | 4,174 |
Investment Interest Income (TE) | 4,098 | 1,266 |
Total Interest Income (TE) | 14,405 | 5,515 |
Total Interest Expense | 4,249 | 1,439 |
Net Interest Income (TE) | 10,156 | 4,064 |
Non-Interest Income | 2,478 | 1,036 |
Adjusted Operating Income (TE) | 12,634 | 5,193 |
Non-interest Expense | 7,124 | 3,290 |
Provision for Loan & Lease Losses | 381 | 438 |
Pretax Operating Income (TE) | 5,129 | 3,819 |
Pretax Net Operating Income (TE) | 5,129 | 3,823 |
Applicable Income Taxes | 1,706 | 1,556 |
Net Operating Income | 3,371 | 2,796 |
Net Income | 3,371 | 2,797 |
Cash Dividends Declared | — | 1,686 |
Retained Earnings | 3,371 | 1,917 |