Vitals
  • Total Assets
    205.4M 2.3 %
  • Total Deposits
    151.6M 1.2 %
  • Total Net Loans
    90.5M -0.8 %
  • Net Income
    797000.0000 6.6 %
  • Book Value
    16.4M 8.2 %
  • Book Value x2
    32.9M 8.2 %
  • Book Value x3
    49.3M 8.2 %
ROAA

.441

ROAE

5.017

Efficiency Ratio

82.895

Net Interest Margin

3.213

Balance Sheet Highlights
Financial Highlights South Central Bank Of Daviess County, Inc. All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 205,425 244,195
Total Net Loans 90,458 151,234
Total Deposits 151,568 200,532
Total Equity 16,436 27,387
Profitability
Net Income 797 2,111
Return on Average Assets .441 .928
Return on Average Equity 5.017 8.044
Net Interest Margin 3.213 3.876
Efficiency Ratio 82.895 71.185
Noninterest Income/Revenue 17.995 16.381
Balance Sheet Ratios
Loan-to-Deposit 59.682 74.671
Securities/Assets .291 .24
Total Equity/Total Assets .08 .112
Tangible Equity/Tangible Assets .08 .109
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 16,369 26,015
Tier 2 Capital 1,234 1,851
Total Capital 17,603 27,891
Total Risk Weighted Assets 98,267 159,604
Leverage Ratio 8.66 11.381
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 16.66 18.056
Total Capital Ratio 17.91 19.191

Timeline for South Central Bank Of Daviess County, Inc.

South Central Bank, Inc.

South Central Bank Of Daviess County, Inc. was acquired by South Central Bank, Inc. 9 years

View Profile Jan 01 2015

South Central Bancshares Of Kentucky, Inc.

South Central Bancshares Of Kentucky, Inc. became a new parent organization for South Central Bank Of Daviess County, Inc..

View Profile Jul 31 1999

South Central Bank Of Daviess County, Inc.

South Central Bank Of Daviess County, Inc. was established 29 years ago and is currently headquartered in Owensboro, KY.

Jan 06 1995
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
South Central Bank, Inc. Buyer 932,390 Pooling of Interests Discontinued 1/1/2015
Relationships Role Relationship Start Relationship End
South Central Bancshares Of Kentucky, Inc. Parent 7/31/1999 12/31/2014
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