Vitals
  • Total Assets
    220.7M -1.0 %
  • Total Deposits
    190.3M 1.3 %
  • Total Net Loans
    165.5M 11.5 %
  • Net Income
    2.4M -6.3 %
  • Book Value
    22.3M -1.4 %
  • Book Value x2
    44.6M -1.4 %
  • Book Value x3
    66.9M -1.4 %
ROAA

1.108

ROAE

10.455

Efficiency Ratio

66.21

Net Interest Margin

3.526

Balance Sheet Highlights
Financial Highlights Shelby County State Bank All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 220,742 290,894
Total Net Loans 165,482 191,278
Total Deposits 190,255 246,407
Total Equity 22,290 31,125
Profitability
Net Income 2,393 2,670
Return on Average Assets 1.108 .919
Return on Average Equity 10.455 8.247
Net Interest Margin 3.526 3.499
Efficiency Ratio 66.21 67.9
Noninterest Income/Revenue 11.824 16.598
Balance Sheet Ratios
Loan-to-Deposit 86.979 72.669
Securities/Assets .206 .191
Total Equity/Total Assets .101 .107
Tangible Equity/Tangible Assets .101 .103
Capital Adequacy
Tier 1 Common Capital 22,834 29,670
Tier 1 Capital 22,834 29,720
Tier 2 Capital 1,376 2,112
Total Capital 24,210 31,905
Total Risk Weighted Assets 162,758 212,461
Leverage Ratio 10.42 10.62
Common Equity Tier 1 Capital Ratio 14.03 16.313
Tier 1 Capital Ratio 14.03 16.329
Total Capital Ratio 14.87 17.341

Timeline for Shelby County State Bank

Strasburg State Bank

Acquisition: Shelby County State Bank acquired a new subsidiary, Strasburg State Bank, 29 years

View Profile Apr 01 1995

Bank Of Findlay

Acquisition: Shelby County State Bank acquired a new subsidiary, Bank Of Findlay, 31 years

View Profile Jul 01 1993

Windsor State Bank

Acquisition: Shelby County State Bank acquired a new subsidiary, Windsor State Bank, 37 years

View Profile Jan 01 1987

Shelby County Bancorp, Inc.

Shelby County Bancorp, Inc. became a new parent organization for Shelby County State Bank.

View Profile Jun 30 1986

Shelby County State Bank

Shelby County State Bank was established 129 years ago and is currently headquartered in Shelbyville, IL.

May 11 1895
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Strasburg State Bank Seller 17,026 Pooling of Interests Discontinued 4/1/1995
Bank Of Findlay Seller 8,193 Discontinued 7/1/1993
Windsor State Bank Seller 12,822 Discontinued 1/1/1987
Relationships Role Relationship Start Relationship End
Shelby County Bancorp, Inc. Parent 6/30/1986
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