Efficiency Ratio Over Time
Efficiency Ratio Shelby County State Bank All Insured Commercial Banks in Illinois
12-31-2016 66.21 67.9
09-30-2016 66.99 67.646
06-30-2016 67.322 68.093
03-31-2016 64.947 69.015
12-31-2015 64.356 69.227
09-30-2015 64.905 68.548
06-30-2015 66.233 68.972
03-31-2015 66.763 69.878
12-31-2014 63.472 69.969
09-30-2014 63.977 69.35
06-30-2014 63.279 70.075
03-31-2014 63.416 70.96
12-31-2013 67.151 70.63
09-30-2013 68.208 70.13
06-30-2013 68.03 70.351
03-31-2013 67.775 71.443
12-31-2012 68.538 70.063
09-30-2012 67.801 68.769
06-30-2012 67.472 68.792
03-31-2012 67.185 68.884
12-31-2011 67.253 69.941
09-30-2011 66.735 68.923
06-30-2011 67.155 69.854
03-31-2011 68.476 70.062
12-31-2010 67.18 70.567
09-30-2010 66.251 69.213
06-30-2010 66.77 69.682
03-31-2010 68.621 71.112
12-31-2009 74.121 73.38
09-30-2009 73.281 71.202
06-30-2009 77.411 72.036
03-31-2009 80.51 69.904
12-31-2008 69.45 69.748
09-30-2008 69.39 68.193
06-30-2008 68.703 68.561
03-31-2008 70.093 69.396
12-31-2007 69.342 68.284
09-30-2007 69.425 67.285
06-30-2007 69.298 67.545
03-31-2007 69.747 68.287
12-31-2006 69.579 66.265
09-30-2006 68.029 65.369
06-30-2006 67.317 65.236
03-31-2006 67.562 65.409
12-31-2005 68.655 64.049
09-30-2005 67.86 63.135
06-30-2005 66.918 63.051
03-31-2005 67.107 63.149
12-31-2004 65.098 63.383
09-30-2004 65.388 62.952
06-30-2004 63.755 63.147
03-31-2004 63.751 63.481
12-31-2003 61.57 63.697
09-30-2003 58.373 62.506
06-30-2003 53.467 62.464
03-31-2003 55.68 62.651
12-31-2002 61.691 62.349