Vitals
  • Total Assets
    215.3M 3.0 %
  • Total Deposits
    169.1M 6.2 %
  • Total Net Loans
    164.6M 6.0 %
  • Net Income
    760000.0000 15.3 %
  • Book Value
    19.1M 0.6 %
  • Book Value x2
    38.2M 0.6 %
  • Book Value x3
    57.3M 0.6 %
ROAA

.359

ROAE

3.987

Efficiency Ratio

83.642

Net Interest Margin

3.07

Balance Sheet Highlights
Financial Highlights Washington Savings Bank All Insured Commercial Banks in Massachusetts
Balance Sheet $(000)
Total Assets 215,327 1,195,734
Total Net Loans 164,646 884,564
Total Deposits 169,121 973,316
Total Equity 19,095 117,275
Profitability
Net Income 760 8,869
Return on Average Assets .359 .594
Return on Average Equity 3.987 5.855
Net Interest Margin 3.07 3.257
Efficiency Ratio 83.642 73.516
Noninterest Income/Revenue 12.666 17.101
Balance Sheet Ratios
Loan-to-Deposit 97.354 91.006
Securities/Assets .124 .127
Total Equity/Total Assets .089 .098
Tangible Equity/Tangible Assets .088 .09
Capital Adequacy
Tier 1 Common Capital 18,998 108,595
Tier 1 Capital 18,998 108,997
Tier 2 Capital 1,278 9,379
Total Capital 20,276 118,886
Total Risk Weighted Assets 143,649 863,428
Leverage Ratio 8.93 10.038
Common Equity Tier 1 Capital Ratio 13.23 14.848
Tier 1 Capital Ratio 13.23 14.854
Total Capital Ratio 14.12 15.826

Timeline for Washington Savings Bank

Washington Securities Corporation

Washington Securities Corporation became a new subsidiary organization for Washington Savings Bank.

View Profile Mar 19 2012

Washington Savings Bank

Washington Savings Bank was established 132 years ago and is currently headquartered in Lowell, MA.

Apr 06 1892
Relationships Role Relationship Start Relationship End
Washington Securities Corporation Subsidary 3/19/2012
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