Vitals
  • Total Assets
    127.2M -3.1 %
  • Total Deposits
    109.3M -4.4 %
  • Total Net Loans
    71.5M 2.0 %
  • Net Income
    1.5M 1.9 %
  • Book Value
    17.8M 6.1 %
  • Book Value x2
    35.5M 6.1 %
  • Book Value x3
    53.3M 6.1 %
ROAA

1.121

ROAE

8.364

Efficiency Ratio

61.308

Net Interest Margin

3.946

Balance Sheet Highlights
Financial Highlights Sanger Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 127,151 358,087
Total Net Loans 71,492 213,533
Total Deposits 109,270 308,027
Total Equity 17,754 38,740
Profitability
Net Income 1,456 3,845
Return on Average Assets 1.121 1.025
Return on Average Equity 8.364 9.415
Net Interest Margin 3.946 3.773
Efficiency Ratio 61.308 66.762
Noninterest Income/Revenue 11.022 16.375
Balance Sheet Ratios
Loan-to-Deposit 65.427 65.494
Securities/Assets .253 .214
Total Equity/Total Assets .14 .108
Tangible Equity/Tangible Assets .14 .104
Capital Adequacy
Tier 1 Common Capital 17,719 37,278
Tier 1 Capital 17,719 37,303
Tier 2 Capital 735 2,526
Total Capital 18,454 39,866
Total Risk Weighted Assets 71,282 237,367
Leverage Ratio 13.91 10.563
Common Equity Tier 1 Capital Ratio 24.86 18.073
Tier 1 Capital Ratio 24.86 18.097
Total Capital Ratio 25.89 19.169

Timeline for Sanger Bank

Sanger Bancshares, Inc.

Sanger Bancshares, Inc. became a new parent organization for Sanger Bank.

View Profile Mar 23 2013

Sanger Intermediate Holding Company, Inc.

Sanger Intermediate Holding Company, Inc. became a new parent organization for Sanger Bank.

View Profile Apr 08 1997

Sanger Bank

Sanger Bank was established 36 years ago and is currently headquartered in Sanger, TX.

Sep 08 1987
Relationships Role Relationship Start Relationship End
Sanger Bancshares, Inc. Parent 3/23/2013
Sanger Intermediate Holding Company, Inc. Parent 4/8/1997 3/22/2013
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