Vitals
  • Total Assets
    135.5M 2.9 %
  • Total Deposits
    111.6M 3.0 %
  • Total Net Loans
    98.2M 3.4 %
  • Net Income
    1.5M 13.8 %
  • Book Value
    18.8M 2.8 %
  • Book Value x2
    37.6M 2.8 %
  • Book Value x3
    56.3M 2.8 %
ROAA

1.145

ROAE

8.053

Efficiency Ratio

62.708

Net Interest Margin

4.555

Balance Sheet Highlights
Financial Highlights The Bank Of Charlotte County All Insured Commercial Banks in Virginia
Balance Sheet $(000)
Total Assets 135,549 858,303
Total Net Loans 98,155 607,607
Total Deposits 111,581 699,932
Total Equity 18,776 97,657
Profitability
Net Income 1,517 7,896
Return on Average Assets 1.145 .794
Return on Average Equity 8.053 6.983
Net Interest Margin 4.555 3.805
Efficiency Ratio 62.708 71.157
Noninterest Income/Revenue 7.808 16.327
Balance Sheet Ratios
Loan-to-Deposit 87.968 84.705
Securities/Assets .151 .136
Total Equity/Total Assets .139 .114
Tangible Equity/Tangible Assets .139 .103
Capital Adequacy
Tier 1 Common Capital 18,650 87,521
Tier 1 Capital 18,650 87,589
Tier 2 Capital 1,196 6,159
Total Capital 19,846 93,977
Total Risk Weighted Assets 95,702 657,024
Leverage Ratio 13.95 10.765
Common Equity Tier 1 Capital Ratio 19.49 14.768
Tier 1 Capital Ratio 19.49 14.769
Total Capital Ratio 20.74 15.893

Timeline for The Bank Of Charlotte County

Bcc Insurance Agency, Inc.

Bcc Insurance Agency, Inc. became a new subsidiary organization for The Bank Of Charlotte County.

View Profile May 18 2001

Bcc Bankshares, Inc.

Bcc Bankshares, Inc. became a new parent organization for The Bank Of Charlotte County.

View Profile Oct 01 1999

Kyanite Mining Corporation

Kyanite Mining Corporation became a new parent organization for The Bank Of Charlotte County.

View Profile Dec 31 1970

The Bank Of Charlotte County

The Bank Of Charlotte County was established 111 years ago and is currently headquartered in Phenix, VA.

Nov 12 1912
Relationships Role Relationship Start Relationship End
Bcc Bankshares, Inc. Parent 10/1/1999
Kyanite Mining Corporation Parent 12/31/1977 3/29/1979
Kyanite Mining Corporation Parent 12/31/1976 12/30/1977
Kyanite Mining Corporation Parent 12/31/1972 12/30/1976
Kyanite Mining Corporation Parent 12/31/1970 12/30/1972
Bcc Insurance Agency, Inc. Subsidary 6/30/2007
Bcc Insurance Agency, Inc. Subsidary 5/18/2001 6/29/2007
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