Vitals
  • Total Assets
    131.9M 4.3 %
  • Total Deposits
    112.1M 4.6 %
  • Total Net Loans
    63.6M 6.1 %
  • Net Income
    1.3M 5.8 %
  • Book Value
    18.7M 4.3 %
  • Book Value x2
    37.4M 4.3 %
  • Book Value x3
    56.0M 4.3 %
ROAA

.994

ROAE

6.896

Efficiency Ratio

64.847

Net Interest Margin

3.755

Balance Sheet Highlights
Financial Highlights The Bank Of Monroe All Insured Commercial Banks in West Virginia
Balance Sheet $(000)
Total Assets 131,929 360,672
Total Net Loans 63,646 251,469
Total Deposits 112,148 299,214
Total Equity 18,680 38,258
Profitability
Net Income 1,277 3,285
Return on Average Assets .994 .706
Return on Average Equity 6.896 6.418
Net Interest Margin 3.755 3.744
Efficiency Ratio 64.847 72.606
Noninterest Income/Revenue 17.836 20.548
Balance Sheet Ratios
Loan-to-Deposit 56.752 76.49
Securities/Assets .318 .175
Total Equity/Total Assets .142 .106
Tangible Equity/Tangible Assets .142 .096
Capital Adequacy
Tier 1 Common Capital 19,301 35,874
Tier 1 Capital 19,301 36,036
Tier 2 Capital 836 2,393
Total Capital 20,137 38,423
Total Risk Weighted Assets 73,266 244,928
Leverage Ratio 14.62 10.924
Common Equity Tier 1 Capital Ratio 26.34 18.341
Tier 1 Capital Ratio 26.34 18.347
Total Capital Ratio 27.48 19.449

Timeline for The Bank Of Monroe

Union Bankshares, Inc.

Union Bankshares, Inc. became a new parent organization for The Bank Of Monroe.

View Profile Oct 30 1998

The Bank Of Monroe

The Bank Of Monroe was established 120 years ago and is currently headquartered in Union, WV.

Nov 03 1903
Relationships Role Relationship Start Relationship End
Union Bankshares, Inc. Parent 10/30/1998
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