Vitals
  • Total Assets
    134.7M 2.1 %
  • Total Deposits
    121.6M 1.7 %
  • Total Net Loans
    83.8M 4.9 %
  • Net Income
    3.0M -4.3 %
  • Book Value
    12.8M 10.9 %
  • Book Value x2
    25.6M 10.9 %
  • Book Value x3
    38.4M 10.9 %
ROAA

2.176

ROAE

24.141

Efficiency Ratio

51.409

Net Interest Margin

4.411

Balance Sheet Highlights
Financial Highlights 1St Bank & Trust All Insured Commercial Banks in Oklahoma
Balance Sheet $(000)
Total Assets 134,722 202,868
Total Net Loans 83,797 137,756
Total Deposits 121,646 172,449
Total Equity 12,786 21,595
Profitability
Net Income 2,980 2,672
Return on Average Assets 2.176 1.261
Return on Average Equity 24.141 11.655
Net Interest Margin 4.411 4.163
Efficiency Ratio 51.409 67.201
Noninterest Income/Revenue 18.767 16.695
Balance Sheet Ratios
Loan-to-Deposit 68.886 75.305
Securities/Assets .267 .172
Total Equity/Total Assets .095 .106
Tangible Equity/Tangible Assets .095 .104
Capital Adequacy
Tier 1 Common Capital 12,767 21,413
Tier 1 Capital 12,767 21,413
Tier 2 Capital 933 1,666
Total Capital 13,700 23,103
Total Risk Weighted Assets 85,188 150,667
Leverage Ratio 9.35 10.837
Common Equity Tier 1 Capital Ratio 14.99 15.74
Tier 1 Capital Ratio 14.99 15.742
Total Capital Ratio 16.08 16.809

Timeline for 1St Bank & Trust

King Baron, Llc

King Baron, Llc became a new subsidiary organization for 1St Bank & Trust.

View Profile May 31 2014

Wright City State Bank

Acquisition: 1St Bank & Trust acquired a new subsidiary, Wright City State Bank, 36 years

View Profile Oct 08 1987

Southeastern Bancshares, Inc.

Southeastern Bancshares, Inc. became a new parent organization for 1St Bank & Trust.

View Profile Dec 01 1975

1St Bank & Trust

1St Bank & Trust was established 77 years ago and is currently headquartered in Broken Bow, OK.

May 06 1946
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Wright City State Bank Seller 6,590 Discontinued 10/8/1987
Relationships Role Relationship Start Relationship End
Southeastern Bancshares, Inc. Parent 12/1/1975
King Baron, Llc Subsidary 5/31/2014
Similar Organizations
Organization City State Total Assets
Peoples Bank
 		Sheridan AR 136.4M
Bank Of Easton
 		North Easton MA 133.1M
High Plains Bank
 		Flagler CO 141.1M
The First State Bank & Trust Co. Of Larned
 		Larned KS 141.5M
The Bank Of Charlotte County
 		Phenix VA 131.5M
Friendly Hills Bank
 		Whittier CA 142.6M
First State Bank Of Porter
 		Porter IN 144.1M
State Bank Of Arthur
 		Arthur IL 129.5M
The Bank Of Brodhead
 		Brodhead WI 141.8M
First Iowa State Bank
 		Keosauqua IA 142.7M