Vitals
  • Total Assets
    120.5M 0.5 %
  • Total Deposits
    96.8M 3.2 %
  • Total Net Loans
    85.4M -2.4 %
  • Net Income
    807000.0000 33.8 %
  • Book Value
    10.6M 2.1 %
  • Book Value x2
    21.1M 2.1 %
  • Book Value x3
    31.7M 2.1 %
ROAA

.679

ROAE

7.628

Efficiency Ratio

77.85

Net Interest Margin

3.297

Balance Sheet Highlights
Financial Highlights State Bank Of Alcester All Insured Commercial Banks in South Dakota
Balance Sheet $(000)
Total Assets 120,509 288,102
Total Net Loans 85,362 198,161
Total Deposits 96,845 243,793
Total Equity 10,568 35,439
Profitability
Net Income 807 3,749
Return on Average Assets .679 1.217
Return on Average Equity 7.628 10.279
Net Interest Margin 3.297 3.975
Efficiency Ratio 77.85 60.916
Noninterest Income/Revenue 8.809 21.874
Balance Sheet Ratios
Loan-to-Deposit 88.143 76.007
Securities/Assets .198 .161
Total Equity/Total Assets .088 .123
Tangible Equity/Tangible Assets .088 .119
Capital Adequacy
Tier 1 Common Capital 10,617 34,164
Tier 1 Capital 10,617 34,343
Tier 2 Capital 822 2,558
Total Capital 11,439 36,899
Total Risk Weighted Assets 82,379 225,553
Leverage Ratio 8.96 11.18
Common Equity Tier 1 Capital Ratio 12.89 15.765
Tier 1 Capital Ratio 12.89 15.791
Total Capital Ratio 13.89 16.885

Timeline for State Bank Of Alcester

First State Banking Corporation

First State Banking Corporation became a new parent organization for State Bank Of Alcester.

View Profile Apr 27 1984

First State Agricultural Credit Corporation

First State Agricultural Credit Corporation became a new subsidiary organization for State Bank Of Alcester.

View Profile Feb 28 1980

State Bank Of Alcester

State Bank Of Alcester was established 133 years ago and is currently headquartered in Alcester, SD.

Dec 20 1890
Relationships Role Relationship Start Relationship End
First State Banking Corporation Parent 2/28/2003
First State Banking Corporation Parent 1/22/2003 2/27/2003
First State Banking Corporation Parent 1/31/1998 1/21/2003
First State Banking Corporation Parent 12/15/1997 1/30/1998
First State Banking Corporation Parent 11/30/1997 12/14/1997
First State Banking Corporation Parent 10/31/1997 11/29/1997
First State Banking Corporation Parent 7/31/1997 10/30/1997
First State Banking Corporation Parent 12/31/1995 7/30/1997
First State Banking Corporation Parent 12/31/1989 12/30/1995
First State Banking Corporation Parent 4/27/1984 12/30/1989
First State Agricultural Credit Corporation Subsidary 2/28/1980 2/14/1992
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