Vitals
  • Total Assets
    230.3M 8.3 %
  • Total Deposits
    200.4M 10.4 %
  • Total Net Loans
    147.6M 27.1 %
  • Net Income
    514000.0000 -46.5 %
  • Book Value
    19.0M 2.8 %
  • Book Value x2
    38.0M 2.8 %
  • Book Value x3
    57.0M 2.8 %
ROAA

.239

ROAE

2.731

Efficiency Ratio

85.398

Net Interest Margin

3.003

Balance Sheet Highlights
Financial Highlights Rumson-Fair Haven Bank And Trust Company All Insured Commercial Banks in New Jersey
Balance Sheet $(000)
Total Assets 230,314 653,181
Total Net Loans 147,641 429,198
Total Deposits 200,370 548,314
Total Equity 18,987 65,724
Profitability
Net Income 514 3,905
Return on Average Assets .239 .407
Return on Average Equity 2.731 3.683
Net Interest Margin 3.003 3.572
Efficiency Ratio 85.398 78.964
Noninterest Income/Revenue 10.795 22.226
Balance Sheet Ratios
Loan-to-Deposit 73.684 80.304
Securities/Assets .163 .171
Total Equity/Total Assets .082 .101
Tangible Equity/Tangible Assets .082 .094
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 18,714 63,708
Tier 2 Capital 1,743 5,854
Total Capital 20,457 69,521
Total Risk Weighted Assets 179,618 490,186
Leverage Ratio 8.39 9.49
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.42 12.711
Total Capital Ratio 11.39 13.976

Timeline for Rumson-Fair Haven Bank And Trust Company

1St Constitution Bank

Rumson-Fair Haven Bank And Trust Company was acquired by 1St Constitution Bank 10 years

View Profile Feb 08 2014

Rumson-Fair Haven Bank And Trust Company

Rumson-Fair Haven Bank And Trust Company was established 24 years ago and is currently headquartered in Rumson, NJ.

Jul 17 2000
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
1St Constitution Bank Buyer 1,055,309 Acquisition Discontinued 2/8/2014
Relationships Role Relationship Start Relationship End
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