Rumson-Fair Haven Bank And Trust Company
Rumson, NJ — Domestic Branch of a Domestic Bank
Acquired Feb 2014
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Rumson-Fair Haven Bank And Trust Company | All Insured Commercial Banks in New Jersey |
| Interest and Fees on Loans | 6,406 | 20,375 |
| Income from Lease Financing Receivables | — | 20 |
| — | 26 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 10 |
| Income on Loans and Leases (TE) | 6,406 | 20,449 |
| Investment Interest Income (TE) | 1,048 | 2,654 |
| Total Interest Income (TE) | 7,553 | 23,347 |
| Total Interest Expense | 1,379 | 3,439 |
| Net Interest Income (TE) | 6,174 | 19,832 |
| Non-Interest Income | 914 | 6,672 |
| Adjusted Operating Income (TE) | 7,088 | 27,643 |
| Non-interest Expense | 6,053 | 20,211 |
| Provision for Loan & Lease Losses | 140 | 1,481 |
| Pretax Operating Income (TE) | 895 | 5,619 |
| Pretax Net Operating Income (TE) | 997 | 5,686 |
| Applicable Income Taxes | 483 | 1,518 |
| Net Operating Income | 514 | 3,911 |
| Net Income | 514 | 3,905 |
| Cash Dividends Declared | — | 1,573 |
| Retained Earnings | 514 | 2,047 |