Vitals
  • Total Assets
    496.0M 1.8 %
  • Total Deposits
    444.8M 1.2 %
  • Total Net Loans
    324.9M 22.0 %
  • Net Income
    5.5M 22.6 %
  • Book Value
    50.6M 6.6 %
  • Book Value x2
    101.1M 6.6 %
  • Book Value x3
    151.7M 6.6 %
ROAA

1.114

ROAE

10.883

Efficiency Ratio

51.761

Net Interest Margin

3.276

Balance Sheet Highlights
Financial Highlights Round Top State Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 495,997 358,087
Total Net Loans 324,852 213,533
Total Deposits 444,786 308,027
Total Equity 50,552 38,740
Profitability
Net Income 5,475 3,845
Return on Average Assets 1.114 1.025
Return on Average Equity 10.883 9.415
Net Interest Margin 3.276 3.773
Efficiency Ratio 51.761 66.762
Noninterest Income/Revenue 7.175 16.375
Balance Sheet Ratios
Loan-to-Deposit 73.036 65.494
Securities/Assets .292 .214
Total Equity/Total Assets .102 .108
Tangible Equity/Tangible Assets .1 .104
Capital Adequacy
Tier 1 Common Capital 52,101 37,278
Tier 1 Capital 52,101 37,303
Tier 2 Capital 2,562 2,526
Total Capital 54,663 39,866
Total Risk Weighted Assets 310,726 237,367
Leverage Ratio 10.5 10.563
Common Equity Tier 1 Capital Ratio 16.77 18.073
Tier 1 Capital Ratio 16.77 18.097
Total Capital Ratio 17.59 19.169

Timeline for Round Top State Bank

Round Top Bancshares, Inc.

Round Top Bancshares, Inc. became a new parent organization for Round Top State Bank.

View Profile Sep 01 2016

Eagle Bank

Acquisition: Round Top State Bank acquired a new subsidiary, Eagle Bank, 13 years

View Profile Aug 23 2011

Tom Baker Insurance Agency, Inc.

Tom Baker Insurance Agency, Inc. became a new subsidiary organization for Round Top State Bank.

View Profile May 18 2007

South Central Texas Commercial Corporation

South Central Texas Commercial Corporation became a new parent organization for Round Top State Bank.

View Profile May 30 1998

Round Top State Bank

Round Top State Bank was established 112 years ago and is currently headquartered in Round Top, TX.

Jan 01 1912
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Eagle Bank Seller 23,367 Acquisition Discontinued 8/23/2011
Relationships Role Relationship Start Relationship End
Round Top Bancshares, Inc. Parent 9/1/2016
South Central Texas Commercial Corporation Parent 5/30/1998 8/31/2016
Tom Baker Insurance Agency, Inc. Subsidary 6/30/2007
Tom Baker Insurance Agency, Inc. Subsidary 5/18/2007 6/29/2007
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