Vitals
  • Total Assets
    493.6M 3.7 %
  • Total Deposits
    430.8M -0.6 %
  • Total Net Loans
    315.1M 9.4 %
  • Net Income
    3.7M 196.7 %
  • Book Value
    43.4M 5.3 %
  • Book Value x2
    86.7M 5.3 %
  • Book Value x3
    130.1M 5.3 %
ROAA

.76

ROAE

8.395

Efficiency Ratio

78.494

Net Interest Margin

4.082

Balance Sheet Highlights
Financial Highlights Oxford Bank & Trust All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 493,573 290,894
Total Net Loans 315,093 191,278
Total Deposits 430,761 246,407
Total Equity 43,364 31,125
Profitability
Net Income 3,703 2,670
Return on Average Assets .76 .919
Return on Average Equity 8.395 8.247
Net Interest Margin 4.082 3.499
Efficiency Ratio 78.494 67.9
Noninterest Income/Revenue 7.504 16.598
Balance Sheet Ratios
Loan-to-Deposit 73.148 72.669
Securities/Assets .278 .191
Total Equity/Total Assets .088 .107
Tangible Equity/Tangible Assets .088 .103
Capital Adequacy
Tier 1 Common Capital 43,441 29,670
Tier 1 Capital 43,441 29,720
Tier 2 Capital 3,520 2,112
Total Capital 46,961 31,905
Total Risk Weighted Assets 353,164 212,461
Leverage Ratio 8.86 10.62
Common Equity Tier 1 Capital Ratio 12.3 16.313
Tier 1 Capital Ratio 12.3 16.329
Total Capital Ratio 13.3 17.341

Timeline for Oxford Bank & Trust

Oxford Premium Finance, Inc.

Oxford Premium Finance, Inc. became a new subsidiary organization for Oxford Bank & Trust.

View Profile Jun 01 1988

Oxford Financial Corporation

Oxford Financial Corporation became a new parent organization for Oxford Bank & Trust.

View Profile Dec 30 1987

Oxford Bank & Trust

Oxford Bank & Trust was established 121 years ago and is currently headquartered in Oak Brook, IL.

Nov 10 1902
Relationships Role Relationship Start Relationship End
Oxford Financial Corporation Parent 12/30/1987
Oxford Premium Finance, Inc. Subsidary 6/1/1988 5/29/1998
Similar Organizations
Organization City State Total Assets
United Southern Bank
 		Umatilla FL 492.7M
San Diego Private Bank
 		Coronado CA 498.0M
First Commercial Bank (Usa)
 		Alhambra CA 498.7M
Genesee Regional Bank
 		Rochester NY 490.0M
Catskill Hudson Bank
 		Monticello NY 489.7M
The Simsbury Bank & Trust Company
 		Simsbury CT 504.8M
The Converse County Bank
 		Douglas WY 489.5M
Deerwood Bank
 		Deerwood MN 505.3M
First Bank Of Missouri
 		Gladstone MO 473.2M
Dairy State Bank
 		Rice Lake WI 488.9M