Vitals
  • Total Assets
    427.4M 51.9 %
  • Total Deposits
    349.6M 45.8 %
  • Total Net Loans
    342.7M 41.7 %
  • Net Income
    2.5M 53.2 %
  • Book Value
    60.1M 141.8 %
  • Book Value x2
    120.2M 141.8 %
  • Book Value x3
    180.3M 141.8 %
ROAA

1.149

ROAE

8.393

Efficiency Ratio

59.516

Net Interest Margin

4.251

Balance Sheet Highlights
Financial Highlights Rockingham Heritage Bank All Insured Commercial Banks in Virginia
Balance Sheet $(000)
Total Assets 427,383 389,996
Total Net Loans 342,701 288,577
Total Deposits 349,566 307,524
Total Equity 60,094 40,816
Profitability
Net Income 2,471 2,825
Return on Average Assets 1.149 1.01
Return on Average Equity 8.393 9.89
Net Interest Margin 4.251 4.088
Efficiency Ratio 59.516 71.152
Noninterest Income/Revenue 6.588 11.289
Balance Sheet Ratios
Loan-to-Deposit 98.036 88.53
Securities/Assets .033 .26
Total Equity/Total Assets .141 .105
Tangible Equity/Tangible Assets .099 .017
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 42,183 37,713
Tier 2 Capital 3,019 3,320
Total Capital 45,202 41,137
Total Risk Weighted Assets 344,574 305,931
Leverage Ratio 10.25 10.665
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 12.24 13.865
Total Capital Ratio 13.12 14.981

Timeline for Rockingham Heritage Bank

United Bank

Rockingham Heritage Bank was acquired by United Bank 16 years

View Profile Jul 14 2007

Albemarle First Bank

Acquisition: Rockingham Heritage Bank acquired a new subsidiary, Albemarle First Bank, 17 years

View Profile Jul 01 2006

Premier Community Bankshares, Inc.

Premier Community Bankshares, Inc. became a new parent organization for Rockingham Heritage Bank.

View Profile Nov 20 2000

Rhb Services, Inc.

Rhb Services, Inc. became a new subsidiary organization for Rockingham Heritage Bank.

View Profile Nov 20 2000

Rockingham Heritage Bank

Rockingham Heritage Bank was established 33 years ago and is currently headquartered in Harrisonburg, VA.

Nov 15 1990
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
United Bank Buyer 8,868,888 Acquisition Discontinued 7/14/2007
Albemarle First Bank Seller 122,227 Acquisition Discontinued 7/1/2006
Relationships Role Relationship Start Relationship End
Premier Community Bankshares, Inc. Parent 11/20/2000 7/13/2007
Rhb Services, Inc. Subsidary 11/20/2000 7/13/2007
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